Product details
What you need to know
What to check
Understand X Card
X Card is a credit cards product from Standard Chartered. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 525
- Minimum Salary: AED 8,000
- Headline cashback: 10%
- Card Network: Visa
- Foreign Transaction Fee: Up to 2.99% of transaction amount plus Visa processing fee up to 1.15%
- Airport Lounge Access: mentioned
- Monthly Account Fee: USD 0
- Atm Withdrawal Fee: USD 2
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 8,000
- ✓You want cashback, lounge, travel benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You mainly want airline miles
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 8,000 | Official page | High |
| Annual fee | AED 525 | Official page | High |
| Cashback | 10% | Official page | High |
| Lounge access | mentioned | Official page | High |
| Network | Visa | Official page | High |
| FX fee | Up to 2.99% of transaction amount plus Visa processing fee up to 1.15% | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |