Product details
What you need to know
What to check
Understand Smart Saadiq Credit Card
Smart Saadiq Credit Card is a credit cards product from Standard Chartered. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 315
- Minimum Salary: AED 8,000
- Card Network: Visa
- Foreign Transaction Fee: 2.99%
- Minimum Payment: 1%
- Sharia Compliant: true
- Payment Due Date: specified in the Statement of Account
- Monthly profit rate: applicable as notified by the Bank
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 8,000
- ✓You want lounge, travel, islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 8,000 | Official page | High |
| Annual fee | AED 315 | Official page | High |
| Network | Visa | Official page | High |
| FX fee | 2.99% | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |