Product details
What you need to know
What to check
Understand Journey Credit Card
Journey Credit Card is a credit cards product from Standard Chartered. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 1,575
- Minimum Salary: AED 30,000
- Card Network: Visa
- Foreign Transaction Fee: Up to 2.99% of transaction amount plus Visa processing fee up to 1.15%
- Airport Lounge Access: mentioned
- Minimum Payment: 1%
- Sharia Compliant: true
- Payment Due Date: specified in the Statement of Account
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 30,000
- ✓You want lounge, travel, low fee benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 30,000 | Official page | High |
| Annual fee | AED 1,575 | Official page | High |
| Lounge access | mentioned | Official page | High |
| Network | Visa | Official page | High |
| FX fee | Up to 2.99% of transaction amount plus Visa processing fee up to 1.15% | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |