How to compare a banking product
Start with the product you need, then remove options you cannot use. For example, check the minimum salary for a card, the minimum balance for an account, or the down payment for home finance before comparing benefits.
Check the full cost
Look beyond one headline number. A credit card can have an annual fee, APR, cash advance charge and foreign transaction fee. A loan or finance product can have a rate, processing fee, insurance cost and early settlement charge.
Read the conditions
Cashback, miles, profit rates and fee waivers can depend on spending, account balance, salary transfer, product term or selected merchants. Read the exact condition before counting a benefit.
Use official documents
UAEBanks.org links to product pages, Key Facts Statements and fee schedules where available. These documents can change, so open the official bank source before applying or moving money.
Do not treat a match as approval
A listed salary or document rule is only a starting point. The bank makes the final decision after checking your identity, income, debts, credit history and its own policy.