Abu Dhabi Islamic Bank
Adib Business Covered Visa Platinum Card
- Salary
- Ask bank
- Fee
- AED 500
- Reward
- 4%
Card comparison
Adib Business Covered Visa Platinum Card vs SIB Smiles World Mastercard vs Manhattan Rewards Credit Card vs Smart Saadiq Credit Card
Compare Adib Business Covered Visa Platinum Card from Abu Dhabi Islamic Bank, SIB Smiles World Mastercard from Sharjah Islamic Bank, Manhattan Rewards…
Abu Dhabi Islamic Bank
Adib Business Covered Visa Platinum Card
Sharjah Islamic Bank
SIB Smiles World Mastercard
- Salary
- Ask bank
- Fee
- AED 525
- Reward
- 10%
Standard Chartered
Manhattan Rewards Credit Card
- Salary
- AED 30,000
- Fee
- AED 525
- Reward
- rewards
Standard Chartered
Smart Saadiq Credit Card
- Salary
- AED 30,000
- Fee
- AED 315
- Reward
- rewards
Side by side
Compare key facts
Adib Business Covered Visa Platinum CardAbu Dhabi Islamic BankSIB Smiles World MastercardSharjah Islamic BankManhattan Rewards Credit CardStandard CharteredSmart Saadiq Credit CardStandard Chartered
Rewards
Reward details
Adib Business Covered Visa Platinum Card
miles - rewardsType: miles- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
SIB Smiles World Mastercard
- 10% - cashback: 10%
- 1.5 Smiles per AED 2 - local earn rate: 1.5 Smiles per AED 2 spent
- 3 Smiles per AED 2 - international earn rate: 3 Smiles per AED 2 spent
- Cashback - cashbackRate: 10%
- 50,000 Smiles - 50,000 bonus Smiles after AED 20,000 spend within 90 days
- Cashback
- Miles
- Lounge
Manhattan Rewards Credit Card
- Welcome offer - 10% cashback - welcome offer: 10%
- Cashback
- Lounge
- Travel
- Islamic
- Low fee
Smart Saadiq Credit Card
- welcomeOffer: 10%
- Cashback
- Lounge
- Travel
- Islamic
- Low fee
Eligibility
Minimum Salary
Adib Business Covered Visa Platinum CardNot listed
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit CardAED 30,000•
Smart Saadiq Credit CardAED 30,000•
Required Documents
Adib Business Covered Visa Platinum Card
Trade license - Valid trade license of the business- Business registration documents - Official registration documents
- Authorized signatory proof - Proof of authorized signatory
- Application - Standard application for Covered Card - At the time of applying for the Covered Card, you can provide for your card's Cover Limit by using your own money or proceeds from sale of commodities.
- Identification - Standard KYC documents
SIB Smiles World Mastercard
- Valid Emirates ID - Proof of residency and identity - A valid Emirates ID
- Proof of income - Salary certificate or bank statements - Latest 3 months bank statements
- Passport - Proof of identity and residency - A valid passport
- Identity proof - Valid Emirates ID or passport - A valid passport
Manhattan Rewards Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Proof of income - Salary certificate or bank statements - Latest 3 months bank statements or salary certificate
- Passport copy - Proof of residency - A copy of passport
Smart Saadiq Credit Card
- Valid Emirates ID - Proof of identity and residency - A valid Emirates ID
- Proof of income - Salary certificate or bank statements - Latest salary certificate or bank statements
- Passport copy - Proof of identity - A valid passport
- nominal one-off fee
Fees and rates
Annual Fee
Adib Business Covered Visa Platinum CardAED 500•
SIB Smiles World MastercardAED 525↑
Manhattan Rewards Credit CardAED 525↑
Smart Saadiq Credit CardAED 315↓
Foreign Transaction Fee
Adib Business Covered Visa Platinum CardNot listed
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit Card2.99%•
Smart Saadiq Credit Card2.99%•
Interest / profit rate
Adib Business Covered Visa Platinum Card0.99%•
SIB Smiles World Mastercard2.49%•
Manhattan Rewards Credit Card0%↓
Smart Saadiq Credit Card3.69%↑
Profit rate
Adib Business Covered Visa Platinum CardNot listed
SIB Smiles World Mastercard2.49%
Manhattan Rewards Credit Cardapplicable as notified by the Bank
Smart Saadiq Credit Cardapplicable as notified by the Bank
Cash Advance Fee
Adib Business Covered Visa Platinum CardNot listed
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit Cardfixed transaction fee per cash advance
Smart Saadiq Credit CardAED 0
Late Payment Fee
Adib Business Covered Visa Platinum CardNot listed
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit CardNot listed
Smart Saadiq Credit CardAED 0
Cashback and rewards
Cashback details
Adib Business Covered Visa Platinum Card
- It features cashback rates of 4%, and is linked to various benefits suitable for business clients seeking premium travel and reward features.
- Up to 4%
SIB Smiles World Mastercard
- 10% - cashback: 10%
- Cashback - cashbackRate: 10%
- The SIB Visa Infinite Covered Card provides premium benefits including 10% cashback, airport lounge access, rewards program, and coverage benefits.
- Up to 10%
Manhattan Rewards Credit Card
- Welcome offer - 10% cashback - welcome offer: 10%
Smart Saadiq Credit CardNot listed
Rewards
Adib Business Covered Visa Platinum Card
miles - rewardsType: miles- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
SIB Smiles World Mastercard
- 10% - cashback: 10%
- 1.5 Smiles per AED 2 - local earn rate: 1.5 Smiles per AED 2 spent
- 3 Smiles per AED 2 - international earn rate: 3 Smiles per AED 2 spent
- Cashback - cashbackRate: 10%
- 50,000 Smiles - 50,000 bonus Smiles after AED 20,000 spend within 90 days
- Cashback
- Miles
- Lounge
Manhattan Rewards Credit Card
- Welcome offer - 10% cashback - welcome offer: 10%
- Cashback
- Lounge
- Travel
- Islamic
- Low fee
Smart Saadiq Credit Card
- welcomeOffer: 10%
- Cashback
- Lounge
- Travel
- Islamic
- Low fee
Headline cashback
Adib Business Covered Visa Platinum Card
- It features cashback rates of 4%, and is linked to various benefits suitable for business clients seeking premium travel and reward features.
- Up to 4%
SIB Smiles World Mastercard
- 10% - cashback: 10%
- Cashback - cashbackRate: 10%
- The SIB Visa Infinite Covered Card provides premium benefits including 10% cashback, airport lounge access, rewards program, and coverage benefits.
- Up to 10%
Manhattan Rewards Credit Card
- Welcome offer - 10% cashback - welcome offer: 10%
Smart Saadiq Credit CardNot listed
Travel
Airport Lounge Access
Adib Business Covered Visa Platinum Cardmentioned
SIB Smiles World Mastercardmentioned
Manhattan Rewards Credit Cardmentioned
Smart Saadiq Credit Cardmentioned
Card Network
Adib Business Covered Visa Platinum CardVisa
SIB Smiles World MastercardVisa
Manhattan Rewards Credit CardVisa
Smart Saadiq Credit CardVisa
Card type
Sharia Compliant
Adib Business Covered Visa Platinum CardYes
SIB Smiles World MastercardYes
Manhattan Rewards Credit CardYes
Smart Saadiq Credit CardYes
Other useful facts
APR / annual profit rate
Adib Business Covered Visa Platinum CardNot listed
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit Card0%↓
Smart Saadiq Credit Card3.69%↑
Minimum Balance
Adib Business Covered Visa Platinum Card4
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit Card2
Smart Saadiq Credit Card2
Account Opening Fee
Adib Business Covered Visa Platinum CardFree for Wasel Accountholders
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit CardNot listed
Smart Saadiq Credit CardNot listed
Expected Profit Rate Q S A
Adib Business Covered Visa Platinum Card6.5%
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit CardNot listed
Smart Saadiq Credit CardNot listed
Expected Profit Rate D P A
Adib Business Covered Visa Platinum Card5.5%
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit CardNot listed
Smart Saadiq Credit CardNot listed
V A T
Adib Business Covered Visa Platinum Card5%
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit CardNot listed
Smart Saadiq Credit CardNot listed
Damaged Card Fee Waiver
Adib Business Covered Visa Platinum CardYes
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit CardNot listed
Smart Saadiq Credit CardNot listed
Minimum Payment
Adib Business Covered Visa Platinum CardAED 4,000
SIB Smiles World MastercardNot listed
Manhattan Rewards Credit Card1%
Smart Saadiq Credit Card1%
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Adib Business Covered Visa Platinum CardAbu Dhabi Islamic Bank | SIB Smiles World MastercardSharjah Islamic Bank | Manhattan Rewards Credit CardStandard Chartered | Smart Saadiq Credit CardStandard Chartered |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
|
|
|
|
| Eligibility | ||||
| Minimum Salary | Not listed | Not listed | AED 30,000• | AED 30,000• |
| Required Documents |
|
|
|
|
| Fees and rates | ||||
| Annual Fee | AED 500• | AED 525↑ | AED 525↑ | AED 315↓ |
| Foreign Transaction Fee | Not listed | Not listed | 2.99%• | 2.99%• |
| Interest / profit rate | 0.99%• | 2.49%• | 0%↓ | 3.69%↑ |
| Profit rate | Not listed | 2.49% | applicable as notified by the Bank | applicable as notified by the Bank |
| Cash Advance Fee | Not listed | Not listed | fixed transaction fee per cash advance | AED 0 |
| Late Payment Fee | Not listed | Not listed | Not listed | AED 0 |
| Cashback and rewards | ||||
| Cashback details |
|
|
| Not listed |
| Rewards |
|
|
|
|
| Headline cashback |
|
|
| Not listed |
| Travel | ||||
| Airport Lounge Access | mentioned | mentioned | mentioned | mentioned |
| Card Network | Visa | Visa | Visa | Visa |
| Card type | ||||
| Sharia Compliant | Yes | Yes | Yes | Yes |
| Other useful facts | ||||
| APR / annual profit rate | Not listed | Not listed | 0%↓ | 3.69%↑ |
| Minimum Balance | 4 | Not listed | 2 | 2 |
| Account Opening Fee | Free for Wasel Accountholders | Not listed | Not listed | Not listed |
| Expected Profit Rate Q S A | 6.5% | Not listed | Not listed | Not listed |
| Expected Profit Rate D P A | 5.5% | Not listed | Not listed | Not listed |
| V A T | 5% | Not listed | Not listed | Not listed |
| Damaged Card Fee Waiver | Yes | Not listed | Not listed | Not listed |
| Minimum Payment | AED 4,000 | Not listed | 1% | 1% |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | Interest rate | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Adib Business Covered Visa Platinum CardCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | AED 500 | Not listed | 0.99% | 4% | Cashback Miles Lounge Travel Islamic Low fee | Visa | Details | |
|
SIB Smiles World MastercardCashback · Miles · Lounge
|
Sharjah Islamic Bank | AED 525 | Not listed | 2.49% | 10% | CashbackMilesLoungeTravelIslamic | Visa | Details | |
|
Manhattan Rewards Credit CardCashback · Lounge · Travel
|
Standard Chartered | AED 525 | AED 30,000 | 0% | Not listed | CashbackLoungeTravelIslamicLow fee | Visa | Details | |
|
Smart Saadiq Credit CardCashback · Lounge · Travel
|
Standard Chartered | AED 315 | AED 30,000 | 3.69% | Not listed | CashbackLoungeTravelIslamicLow fee | Visa | Details |
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.