Product details
What you need to know
What to check
Understand SIB Smiles World Mastercard
SIB Smiles World Mastercard is a credit cards product from Sharjah Islamic Bank. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 525
- Minimum Salary: AED 5,000
- Card Network: Mastercard
- Foreign Transaction Fee: 2.5% of transaction amount, excluding Mastercard fees
- Lounge Access: Free unlimited airport lounge access to over 1,300 VIP lounges worldwide
- Reward Type: rewards
- Cash Withdrawal Limit: 80%
- Local Earn Rate: AED 1.5
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 5,000
- ✓You want cashback, miles, lounge benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You mainly want airline miles
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 5,000 | Official page | High |
| Annual fee | AED 525 | Official page | High |
| Network | Mastercard | Official page | High |
| FX fee | 2.5% of transaction amount, excluding Mastercard fees | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |