Product details
What you need to know
What to check
Understand Emirates NBD Overdraft Facility
Emirates NBD Overdraft Facility is a personal loans product from Emirates NBD. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Minimum Salary: AED 5,000
- Interest Basis: Interest charged on amount used
- Interest Rate Range: 4.75% to 18.00% p.a. fixed while utilised
- Apr Range: 4.75% to 18.00% indicative
- Interest Calculation: End-of-day outstanding balance, charged monthly
- Processing Or Renewal Fee: AED 210
- Facility Period: 12 months for salary-linked overdraft; fixed-deposit tenor for secured overdraft
- Minimum Age: 21 years
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 5,000
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 5,000 | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |