Product details
What you need to know
What to check
Understand Emirates NBD Loan Against Fixed Deposit
Emirates NBD Loan Against Fixed Deposit is a personal loans product from Emirates NBD. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Security: Eligible Emirates NBD fixed deposit under lien
- Maximum Finance To Value: Up to 90% of fixed-deposit value
- Interest Rate Range: 5.99% to 7.29% p.a. reducing, fully fixed
- Apr Range: 6.12% to 7.43% indicative
- Early Settlement Fee: 1.05% of outstanding principal
- Partial Settlement Fee: 1.05% of payment amount
- Late Payment Fee: AED 52.5
- Collateral: Eligible fixed deposit
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |