Product details
What you need to know
What to check
Understand ADCB Personal Loan for UAE Nationals
ADCB Personal Loan for UAE Nationals is a personal loans product from Abu Dhabi Commercial Bank. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Eligibility: UAE nationals
- Maximum Tenor: Up to 60 months
- Rate Type: Reducing-balance interest
- Processing Fee: AED 1.05
- Early Settlement Fee: AED 1.05
- Life Insurance: Mandatory
- Top Up Treatment: Existing loan is settled first; early-settlement fee applies to it and processing fee applies to the net top-up
- Interest Rate From: 5.24% p.a.; rate shown applies to Excellency and Emirati Excellency segments and final rate varies by profile and tenor
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |