Product details
What you need to know
What to check
Understand ADCB Personal Loan for Expatriates
ADCB Personal Loan for Expatriates is a personal loans product from Abu Dhabi Commercial Bank. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Eligibility: Eligible UAE resident expatriates
- Maximum Tenor: 4 years
- Rate Type: Reducing-balance interest; final rate varies by customer segment, profile and tenor
- Processing Fee: 1.05% of loan amount
- Early Settlement Fee: AED 1.05
- Life Insurance: Mandatory
- Top Up Treatment: Existing loan is settled first; early-settlement fee applies to it and processing fee applies to the net top-up
- Interest Rate Range: 5.99% to 14.00% p.a.
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |