Product details
What you need to know
What to check
Understand SIB Smiles Titanium Mastercard
SIB Smiles Titanium Mastercard is a credit cards product from Sharjah Islamic Bank. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 0
- Minimum Salary: AED 5,000
- Card Network: Mastercard
- Foreign Transaction Fee: 2.5% of transaction amount, excluding Mastercard fees
- Cash Withdrawal Limit: 80%
- Local Reward Rate: AED 1
- International Reward Rate: AED 2
- 1 Smile Per A E D2: AED 1
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 5,000
- ✓You want miles, lounge, groceries benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 5,000 | Official page | High |
| Annual fee | AED 0 | Official page | High |
| Network | Mastercard | Official page | High |
| FX fee | 2.5% of transaction amount, excluding Mastercard fees | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |