Product details
What you need to know
What to check
Understand DIB SHAMS Platinum Covered Card
DIB SHAMS Platinum Covered Card is a credit cards product from Dubai Islamic Bank. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 208.95
- Minimum Salary: AED 5,000
- Rewards Type: Wala'a Rewards cashback and travel benefits
- Card Network: Visa
- Foreign Transaction Fee: AED 3.7
- Airport Lounge Access: Not listed
- Bank Name: Dubai Islamic Bank
- Product Name: DIB SHAMS Platinum Covered Card
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 5,000
- ✓You want cashback, dining, travel benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You mainly want airline miles
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 5,000 | Official page | High |
| Annual fee | AED 208.95 | Official page | High |
| Cashback | Wala'a Rewards cashback and travel benefits | Official page | High |
| Lounge access | Not listed | Official page | High |
| Network | Visa | Official page | High |
| FX fee | AED 3.7 | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |