Product details
What you need to know
What to check
Understand DIB SHAMS Infinite Covered Card
DIB SHAMS Infinite Covered Card is a credit cards product from Dubai Islamic Bank. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 733.95
- Minimum Salary: AED 20,000
- Rewards Type: Wala'a Rewards cashback and lifestyle benefits
- Card Network: Mastercard
- Foreign Transaction Fee: AED 3.7
- Airport Lounge Access: Yes
- Spend Requirement: USD 15,000
- Cashback Limit Per Merchant: AED 25
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 20,000
- ✓You want cashback, miles, lounge benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You mainly want airline miles
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 20,000 | Official page | High |
| Annual fee | AED 733.95 | Official page | High |
| Cashback | Wala'a Rewards cashback and lifestyle benefits | Official page | High |
| Lounge access | Yes | Official page | High |
| Network | Mastercard | Official page | High |
| FX fee | AED 3.7 | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |