Mashreq
Mashreq Cashback Credit Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- Up to 5%
Card comparison
Mashreq Cashback Credit Card vs 365 Cashback Credit Card vs Essential Cashback Credit Card vs Shukran ADCB Credit Card
Compare Mashreq Cashback Credit Card from Mashreq, 365 Cashback Credit Card from Abu Dhabi Commercial Bank, Essential Cashback Credit Card from Abu Dhabi…
Mashreq
Mashreq Cashback Credit Card
Abu Dhabi Commercial Bank
365 Cashback Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- 6%
Abu Dhabi Commercial Bank
Essential Cashback Credit Card
- Salary
- AED 5,000
- Fee
- Free
- Reward
- 1%
Abu Dhabi Commercial Bank
Shukran ADCB Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- 10%
Side by side
Compare key facts
Mashreq Cashback Credit CardMashreq365 Cashback Credit CardAbu Dhabi Commercial BankEssential Cashback Credit CardAbu Dhabi Commercial BankShukran ADCB Credit CardAbu Dhabi Commercial Bank
Rewards
Reward details
Mashreq Cashback Credit Card
5% cashback on local and international dining spends- 1% cashback on other international spends
- Up to 1% cashback on local spends
- 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
- 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
- Cashback - Up to 5% cashback
- Cashback
- Dining
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Shukran ADCB Credit Card
- Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
- Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Eligibility
Minimum Salary
Mashreq Cashback Credit CardAED 5,000↓
365 Cashback Credit CardAED 8,000↑
Essential Cashback Credit CardAED 5,000↓
Shukran ADCB Credit CardAED 8,000↑
Salary Transfer Required
Mashreq Cashback Credit CardNot listed
365 Cashback Credit CardNo
Essential Cashback Credit CardNo
Shukran ADCB Credit CardNo
Required Documents
Mashreq Cashback Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID- Proof of income - Salary certificate or bank statements - Latest 3 months bank statements or salary certificate
- Passport copy - Proof of residency - Valid passport copy
365 Cashback Credit CardNot listed
Essential Cashback Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate or Bank Statements - Proof of income - Latest 3 months bank statements or salary certificate
Shukran ADCB Credit Card
- Valid ID - A valid Emirates ID or passport - Official product info indicates ID requirement
- Proof of Income - Latest salary certificate or bank statements - Official documents required for eligibility
Fees and rates
Annual Fee
Mashreq Cashback Credit CardAED 0
365 Cashback Credit CardFree
Essential Cashback Credit CardFree
Shukran ADCB Credit CardFree
Joining Fee
Mashreq Cashback Credit CardNot listed
365 Cashback Credit CardNot listed
Essential Cashback Credit Cardfree
Shukran ADCB Credit CardNot listed
First Year Annual Fee
Mashreq Cashback Credit CardAED 0•
365 Cashback Credit CardAED 0•
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardAED 0•
Foreign Transaction Fee
Mashreq Cashback Credit Card2.89%↓
365 Cashback Credit Card2.99%•
Essential Cashback Credit Card2.99%•
Shukran ADCB Credit Card3.35%↑
APR
Mashreq Cashback Credit Card46.2% APR↑
365 Cashback Credit Card44.28% APR↓
Essential Cashback Credit Card44.28% APR↓
Shukran ADCB Credit Card44.28% APR↓
Cash Advance Fee
Mashreq Cashback Credit CardAED 3.15
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
Late Payment Fee
Mashreq Cashback Credit CardAED 241.5
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
Cashback and rewards
Cashback details
Mashreq Cashback Credit Card
- 5% cashback on local and international dining spends
- 1% cashback on other international spends
- Up to 1% cashback on local spends
- 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
- 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
- Cashback - Up to 5% cashback
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
Essential Cashback Credit Card
- 1% cashback on all purchasess
- Up to AED 1000 cashback every month
- 1% cashback on all purchases
- Up to AED 70 cashback per month on movies tickets purchased online
- Cashback on booking.com
- Transform daily spends into cashback
Shukran ADCB Credit Card
- Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
- The Shukran ADCB Credit Card offers cashback, rewards, and exclusive benefits including movie tickets, hotel discounts, and purchase protection.
- Up to 10%
Rewards
Mashreq Cashback Credit Card
5% cashback on local and international dining spends- 1% cashback on other international spends
- Up to 1% cashback on local spends
- 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
- 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
- Cashback - Up to 5% cashback
- Cashback
- Dining
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Shukran ADCB Credit Card
- Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
- Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Headline cashback
Mashreq Cashback Credit Card
- 5% cashback on local and international dining spends
- 1% cashback on other international spends
- Up to 1% cashback on local spends
- 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
- 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
- Cashback - Up to 5% cashback
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
Essential Cashback Credit Card
- 1% cashback on all purchasess
- Up to AED 1000 cashback every month
- 1% cashback on all purchases
- Up to AED 70 cashback per month on movies tickets purchased online
- Cashback on booking.com
- Transform daily spends into cashback
Shukran ADCB Credit Card
- Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
- The Shukran ADCB Credit Card offers cashback, rewards, and exclusive benefits including movie tickets, hotel discounts, and purchase protection.
- Up to 10%
Welcome Bonus
Mashreq Cashback Credit Card
- 5% cashback on local and international dining spends
- 1% cashback on other international spends
- Up to 1% cashback on local spends
- 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
- 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
- Cashback - Up to 5% cashback
- Cashback
- Dining
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Shukran ADCB Credit Card
- Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
- Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Travel
Airport Lounge Access
Mashreq Cashback Credit CardNot listed
365 Cashback Credit CardNot listed
Essential Cashback Credit Cardmentioned
Shukran ADCB Credit CardNot listed
Card Network
Mashreq Cashback Credit CardVisa
365 Cashback Credit CardVisa
Essential Cashback Credit CardVisa
Shukran ADCB Credit CardVisa
Lifestyle
Lifestyle Benefits
Mashreq Cashback Credit CardVisa Offers MENA powered by Entertainer; DragonFly & Dine dining discounts; Easy Payment Plan
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
Card type
Sharia Compliant
Mashreq Cashback Credit CardYes
365 Cashback Credit CardNo
Essential Cashback Credit CardNo
Shukran ADCB Credit CardNo
Islamic
Mashreq Cashback Credit CardNot listed
365 Cashback Credit CardNo
Essential Cashback Credit CardNo
Shukran ADCB Credit CardNo
Other useful facts
Minimum Credit Limit
Mashreq Cashback Credit CardNot listed
365 Cashback Credit CardAED 15,000↑
Essential Cashback Credit CardAED 3,000↓
Shukran ADCB Credit CardAED 15,000↑
APR
Mashreq Cashback Credit Card46.2%↑
365 Cashback Credit Card44.28%↓
Essential Cashback Credit Card44.28%↓
Shukran ADCB Credit Card44.28%↓
Monthly purchase rate
Mashreq Cashback Credit CardNot listed
365 Cashback Credit Card3.69%•
Essential Cashback Credit Card3.69%•
Shukran ADCB Credit Card3.69%•
Movie Benefit
Mashreq Cashback Credit Card50% off Cinepolis Deluxe-Plus seats, up to 8 tickets per month until 31 December 2026
365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardBuy-One-Get-One free on movie tickets at Reel Cinemas
Monthly card finance rate
Mashreq Cashback Credit Card7.49%↑
365 Cashback Credit Card3.69%↓
Essential Cashback Credit Card3.69%↓
Shukran ADCB Credit Card3.69%↓
Coverage Amount
Mashreq Cashback Credit CardAED 2,000,000
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
Max Age At Expiry
Mashreq Cashback Credit Card70 years
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
Max Age At Entry
Mashreq Cashback Credit Card64 years
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelLifestyleCard typeOther useful facts
| Field | Mashreq Cashback Credit CardMashreq | 365 Cashback Credit CardAbu Dhabi Commercial Bank | Essential Cashback Credit CardAbu Dhabi Commercial Bank | Shukran ADCB Credit CardAbu Dhabi Commercial Bank |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 5,000↓ | AED 8,000↑ | AED 5,000↓ | AED 8,000↑ |
| Salary Transfer Required | Not listed | No | No | No |
| Required Documents |
| Not listed |
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| Fees and rates | ||||
| Annual Fee | AED 0 | Free | Free | Free |
| Joining Fee | Not listed | Not listed | free | Not listed |
| First Year Annual Fee | AED 0• | AED 0• | Not listed | AED 0• |
| Foreign Transaction Fee | 2.89%↓ | 2.99%• | 2.99%• | 3.35%↑ |
| APR | 46.2% APR↑ | 44.28% APR↓ | 44.28% APR↓ | 44.28% APR↓ |
| Cash Advance Fee | AED 3.15 | Not listed | Not listed | Not listed |
| Late Payment Fee | AED 241.5 | Not listed | Not listed | Not listed |
| Cashback and rewards | ||||
| Cashback details |
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| Rewards |
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| Headline cashback |
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| Welcome Bonus |
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| Travel | ||||
| Airport Lounge Access | Not listed | Not listed | mentioned | Not listed |
| Card Network | Visa | Visa | Visa | Visa |
| Lifestyle | ||||
| Lifestyle Benefits | Visa Offers MENA powered by Entertainer; DragonFly & Dine dining discounts; Easy Payment Plan | Not listed | Not listed | Not listed |
| Card type | ||||
| Sharia Compliant | Yes | No | No | No |
| Islamic | Not listed | No | No | No |
| Other useful facts | ||||
| Minimum Credit Limit | Not listed | AED 15,000↑ | AED 3,000↓ | AED 15,000↑ |
| APR | 46.2%↑ | 44.28%↓ | 44.28%↓ | 44.28%↓ |
| Monthly purchase rate | Not listed | 3.69%• | 3.69%• | 3.69%• |
| Movie Benefit | 50% off Cinepolis Deluxe-Plus seats, up to 8 tickets per month until 31 December 2026 | Buy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas | Not listed | Buy-One-Get-One free on movie tickets at Reel Cinemas |
| Monthly card finance rate | 7.49%↑ | 3.69%↓ | 3.69%↓ | 3.69%↓ |
| Coverage Amount | AED 2,000,000 | Not listed | Not listed | Not listed |
| Max Age At Expiry | 70 years | Not listed | Not listed | Not listed |
| Max Age At Entry | 64 years | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Mashreq Cashback Credit CardCashback · Dining · Low fee
|
Mashreq | AED 0 | AED 5,000 | 46.2% APR | Up to 5% | Cashback Dining Low fee | Visa | Details | |
|
365 Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 44.28% APR | 6% | Cashback LoungeDining Groceries Fuel Travel Cinema Islamic | Visa | Details | |
|
Essential Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 5,000 | 44.28% APR | 1% | CashbackLoungeDiningTravelCinemaIslamicLow fee | Visa | Details | |
|
Shukran ADCB Credit CardCashback · Lounge · Travel
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 44.28% APR | 10% | CashbackLoungeTravelCinemaIslamicLow fee | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.