Product details
What you need to know
What to check
Understand Essential Cashback Credit Card
Essential Cashback Credit Card is a credit cards product from Abu Dhabi Commercial Bank. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: Free
- Minimum Salary: AED 5,000
- Headline cashback: 1%
- Rewards Type: cashback
- Card Network: Visa
- Foreign Transaction Fee: 2.99%
- Airport Lounge Access: mentioned
- Salary Transfer Required:
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 5,000
- ✓You want cashback, lounge, dining benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You mainly want airline miles
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 5,000 | Official page | High |
| Annual fee | Free | Official page | High |
| Cashback | 1% | Official page | High |
| Lounge access | mentioned | Official page | High |
| Network | Visa | Official page | High |
| FX fee | 2.99% | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |