Dubai First
Dubai First Low-Rate Credit Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- 2.49%
Card comparison
Dubai First Low-Rate Credit Card vs 365 Cashback Credit Card vs Essential Cashback Credit Card vs Shukran ADCB Credit Card
Compare Dubai First Low-Rate Credit Card from Dubai First, 365 Cashback Credit Card from Abu Dhabi Commercial Bank, Essential Cashback Credit Card from Abu…
Dubai First
Dubai First Low-Rate Credit Card
Abu Dhabi Commercial Bank
365 Cashback Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- 6%
Abu Dhabi Commercial Bank
Essential Cashback Credit Card
- Salary
- AED 5,000
- Fee
- Free
- Reward
- 1%
Abu Dhabi Commercial Bank
Shukran ADCB Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- 10%
Side by side
Compare key facts
Dubai First Low-Rate Credit CardDubai First365 Cashback Credit CardAbu Dhabi Commercial BankEssential Cashback Credit CardAbu Dhabi Commercial BankShukran ADCB Credit CardAbu Dhabi Commercial Bank
Eligibility
Minimum Salary
Dubai First Low-Rate Credit CardAED 5,000↓
365 Cashback Credit CardAED 8,000↑
Essential Cashback Credit CardAED 5,000↓
Shukran ADCB Credit CardAED 8,000↑
Salary Transfer Required
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNo
Essential Cashback Credit CardNo
Shukran ADCB Credit CardNo
Required Documents
Dubai First Low-Rate Credit CardValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate - Proof of income - Latest salary certificate or bank statement showing salary; Bank Statements - Proof of financial stability - Latest 3 months bank statements
365 Cashback Credit CardBank Name - ADCB Islamic Banking; Beneficiary Name - as per other Bank records; Credit Card No. - specified by applicant; rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card
Essential Cashback Credit CardValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate or Bank Statements - Proof of income - Latest 3 months bank statements or salary certificate; Bank Name - ADCB Islamic Banking; Beneficiary Name - as per other Bank records; Credit Card No. - specified by applicant; rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card
Shukran ADCB Credit CardValid ID - A valid Emirates ID or passport - Official product info indicates ID requirement; Proof of Income - Latest salary certificate or bank statements - Official documents required for eligibility; Bank Name - ADCB Islamic Banking; Beneficiary Name - as per other Bank records; Credit Card No. - specified by applicant; rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card
Fees and rates
Annual Fee
Dubai First Low-Rate Credit CardAED 0
365 Cashback Credit CardFree
Essential Cashback Credit CardFree
Shukran ADCB Credit CardFree
Joining Fee
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNot listed
Essential Cashback Credit CardFree
Shukran ADCB Credit CardNot listed
First Year Annual Fee
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardAED 0•
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardAED 0•
Foreign Transaction Fee
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit Card2.99%↓
Essential Cashback Credit Card2.99%↓
Shukran ADCB Credit Card3.35%↑
Interest Rate
Dubai First Low-Rate Credit Card2.49%↓
365 Cashback Credit Card3.69%↑
Essential Cashback Credit Card3.69%↑
Shukran ADCB Credit Card3.69%↑
Profit Rate
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit Card5%
Cashback and rewards
Rewards
Dubai First Low-Rate Credit CardCashback - 1% cashback on balance transfers - Get 1% cashback on 0% interest 3-month balance transfers↓
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardCashback - 10% - Existing Fields: 'cashbackRate':'10%'; Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'↑
Cashback Rate
Dubai First Low-Rate Credit Card2.49%•
365 Cashback Credit Card6%•
Essential Cashback Credit Card1%↓
Shukran ADCB Credit Card10%↑
Welcome Bonus
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardUp to AED 1,200
Welcome Offer
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardAED 365 cashback
Essential Cashback Credit Cardn/a
Shukran ADCB Credit CardUp to AED 1,200 welcome bonus as Shukrans
Travel
Airport Lounge Access
Dubai First Low-Rate Credit CardYes
365 Cashback Credit CardNot listed
Essential Cashback Credit Cardmentioned
Shukran ADCB Credit CardNot listed
Card Network
Dubai First Low-Rate Credit CardMastercard
365 Cashback Credit CardVisa
Essential Cashback Credit CardVisa
Shukran ADCB Credit CardVisa
Card type
Sharia Compliant
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNo
Essential Cashback Credit CardNo
Shukran ADCB Credit CardNo
Other useful facts
Minimum Credit Limit
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardAED 15,000↑
Essential Cashback Credit CardAED 3,000↓
Shukran ADCB Credit CardAED 15,000↑
Apr Or Profit Rate
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit Card3.69%•
Essential Cashback Credit Card3.69%•
Shukran ADCB Credit Card3.69%•
Movie Benefit
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardBuy-One-Get-One free on movie tickets at Reel Cinemas
Cashback
Dubai First Low-Rate Credit Card1%
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
Free For Life
Dubai First Low-Rate Credit CardYes
365 Cashback Credit CardNot listed
Essential Cashback Credit CardYes
Shukran ADCB Credit CardYes
Movie Offers
Dubai First Low-Rate Credit CardYes
365 Cashback Credit CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
Minimum Payment
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit Card5%
Essential Cashback Credit Card5%
Shukran ADCB Credit Card5%
Monthly Fee
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardAED 125•
Essential Cashback Credit CardAED 125•
Shukran ADCB Credit CardAED 125•
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Dubai First Low-Rate Credit CardDubai First | 365 Cashback Credit CardAbu Dhabi Commercial Bank | Essential Cashback Credit CardAbu Dhabi Commercial Bank | Shukran ADCB Credit CardAbu Dhabi Commercial Bank |
|---|---|---|---|---|
| Eligibility | ||||
| Minimum Salary | AED 5,000↓ | AED 8,000↑ | AED 5,000↓ | AED 8,000↑ |
| Salary Transfer Required | Not listed | No | No | No |
| Required Documents | Valid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate - Proof of income - Latest salary certificate or bank statement showing salary; Bank Statements - Proof of financial stability - Latest 3 months bank statements | Bank Name - ADCB Islamic Banking; Beneficiary Name - as per other Bank records; Credit Card No. - specified by applicant; rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card | Valid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate or Bank Statements - Proof of income - Latest 3 months bank statements or salary certificate; Bank Name - ADCB Islamic Banking; Beneficiary Name - as per other Bank records; Credit Card No. - specified by applicant; rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card | Valid ID - A valid Emirates ID or passport - Official product info indicates ID requirement; Proof of Income - Latest salary certificate or bank statements - Official documents required for eligibility; Bank Name - ADCB Islamic Banking; Beneficiary Name - as per other Bank records; Credit Card No. - specified by applicant; rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card |
| Fees and rates | ||||
| Annual Fee | AED 0 | Free | Free | Free |
| Joining Fee | Not listed | Not listed | Free | Not listed |
| First Year Annual Fee | Not listed | AED 0• | Not listed | AED 0• |
| Foreign Transaction Fee | Not listed | 2.99%↓ | 2.99%↓ | 3.35%↑ |
| Interest Rate | 2.49%↓ | 3.69%↑ | 3.69%↑ | 3.69%↑ |
| Profit Rate | Not listed | Not listed | Not listed | 5% |
| Cashback and rewards | ||||
| Rewards | Cashback - 1% cashback on balance transfers - Get 1% cashback on 0% interest 3-month balance transfers↓ | Not listed | Not listed | Cashback - 10% - Existing Fields: 'cashbackRate':'10%'; Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'↑ |
| Cashback Rate | 2.49%• | 6%• | 1%↓ | 10%↑ |
| Welcome Bonus | Not listed | Not listed | Not listed | Up to AED 1,200 |
| Welcome Offer | Not listed | AED 365 cashback | n/a | Up to AED 1,200 welcome bonus as Shukrans |
| Travel | ||||
| Airport Lounge Access | Yes | Not listed | mentioned | Not listed |
| Card Network | Mastercard | Visa | Visa | Visa |
| Card type | ||||
| Sharia Compliant | Not listed | No | No | No |
| Other useful facts | ||||
| Minimum Credit Limit | Not listed | AED 15,000↑ | AED 3,000↓ | AED 15,000↑ |
| Apr Or Profit Rate | Not listed | 3.69%• | 3.69%• | 3.69%• |
| Movie Benefit | Not listed | Buy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas | Not listed | Buy-One-Get-One free on movie tickets at Reel Cinemas |
| Cashback | 1% | Not listed | Not listed | Not listed |
| Free For Life | Yes | Not listed | Yes | Yes |
| Movie Offers | Yes | Not listed | Not listed | Not listed |
| Minimum Payment | Not listed | 5% | 5% | 5% |
| Monthly Fee | Not listed | AED 125• | AED 125• | AED 125• |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | Interest rate | Rewards | Lounge | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Dubai First Low-Rate Credit CardCashback · Lounge · Dining
|
Dubai First | AED 0 | AED 5,000 | 2.49% | 2.49% | Yes | Mastercard | Details | |
Benefits
      
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365 Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 3.69% | 6% | Not listed | Visa | Details | |
Benefits
   
|
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|
Essential Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 5,000 | 3.69% | 1% | Yes | Visa | Details | |
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Benefits
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|
Shukran ADCB Credit CardCashback · Lounge · Travel
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 3.69% | 10% | Not listed | Visa | Details | |
|
Benefits
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Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.