Citibank N. A.
Citi Ultima Credit Card
- Salary
- AED 36,750
- Fee
- AED 3,000
- Reward
- miles
Card comparison
Citi Ultima Credit Card vs Etihad Guest Infinite Credit Card vs Journey Credit Card vs RAKBANK Emirates Skywards World Elite Credit Card
Compare Citi Ultima Credit Card from Citibank N. A., Etihad Guest Infinite Credit Card from First Abu Dhabi Bank, Journey Credit Card from Standard…
Citibank N. A.
Citi Ultima Credit Card
First Abu Dhabi Bank
Etihad Guest Infinite Credit Card
- Salary
- AED 30,000
- Fee
- AED 2,500
- Reward
- miles
Standard Chartered
Journey Credit Card
- Salary
- Ask bank
- Fee
- AED 1,500
- Reward
- miles
RAKBANK
RAKBANK Emirates Skywards World Elite Credit Card
- Salary
- AED 25,000
- Fee
- AED 1,200
- Reward
- 1%
Side by side
Compare key facts
Citi Ultima Credit CardCitibank N. A.Etihad Guest Infinite Credit CardFirst Abu Dhabi BankJourney Credit CardStandard CharteredRAKBANK Emirates Skywards World Elite Credit CardRAKBANK
Rewards
Reward details
Citi Ultima Credit Card
AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.- Cashback
- Miles
- Lounge
- Travel
- Low fee
Etihad Guest Infinite Credit Card
- Miles - 55,000 miles bonus - A 55,000 Etihad Guest Miles bonus
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Journey Credit Card
- Miles - Earn miles on every spend - Rewards points for travel and entertainment
- Cashback
- Miles
- Lounge
- Travel
- Low fee
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Eligibility
Minimum Salary
Citi Ultima Credit CardAED 36,750↑
Etihad Guest Infinite Credit CardAED 30,000•
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 25,000↓
Required Documents
Citi Ultima Credit Card
Valid Emirates ID- Passport
- UAE visa copy for expatriates
- Salary account IBAN
- Passport number during application
Etihad Guest Infinite Credit Card
- Valid Emirates ID or Passport - Proof of identity - A valid passport
- Proof of income - Salary certificate or bank statements - Latest 3 months bank statements
Journey Credit Card
- ID proof - Valid Emirates ID or passport - Application Eligibility
- Proof of income - Latest salary certificate or bank statements - Documents Required
- Identity Document - Valid Emirates ID or passport
RAKBANK Emirates Skywards World Elite Credit Card
- Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
- Identity proof - Valid Emirates ID or passport - A valid passport
- Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
Fees and rates
Annual Fee
Citi Ultima Credit CardAED 3,000↑
Etihad Guest Infinite Credit CardAED 2,500•
Journey Credit CardAED 1,500•
RAKBANK Emirates Skywards World Elite Credit CardAED 1,200↓
Joining Fee
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit CardNot listed
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 5,000
Foreign Transaction Fee
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit Card2.61%•
Journey Credit Card2.99%↑
RAKBANK Emirates Skywards World Elite Credit Card2.57%↓
Interest / profit rate
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit Card0%↓
Journey Credit Card3.69%↑
RAKBANK Emirates Skywards World Elite Credit Card3.65%•
Profit rate
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit CardNot listed
Journey Credit Cardapplicable as notified by the Bank
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Cash Advance Fee
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit CardNot listed
Journey Credit CardAED 0
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Late Payment Fee
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit CardNot listed
Journey Credit CardAED 0↓
RAKBANK Emirates Skywards World Elite Credit CardAED 241.5↑
Cashback and rewards
Cashback details
Citi Ultima Credit Card
- AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.
Etihad Guest Infinite Credit CardNot listed
Journey Credit Card
- Credit card offering cashback, rewards points, airport lounge access, and travel benefits with a AED 1,500 annual fee.
- Standard Chartered's Journey Credit Card provides cashback, miles rewards, airport lounge access, travel insurance, and exclusive offers.
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Rewards
Citi Ultima Credit Card
AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.- Cashback
- Miles
- Lounge
- Travel
- Low fee
Etihad Guest Infinite Credit Card
- Miles - 55,000 miles bonus - A 55,000 Etihad Guest Miles bonus
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Journey Credit Card
- Miles - Earn miles on every spend - Rewards points for travel and entertainment
- Cashback
- Miles
- Lounge
- Travel
- Low fee
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Headline cashback
Citi Ultima Credit Card
- AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.
Etihad Guest Infinite Credit CardNot listed
Journey Credit Card
- Credit card offering cashback, rewards points, airport lounge access, and travel benefits with a AED 1,500 annual fee.
- Standard Chartered's Journey Credit Card provides cashback, miles rewards, airport lounge access, travel insurance, and exclusive offers.
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Reward Rate
Citi Ultima Credit Card
- AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.
- Cashback
- Miles
- Lounge
- Travel
- Low fee
Etihad Guest Infinite Credit Card
- Miles - 55,000 miles bonus - A 55,000 Etihad Guest Miles bonus
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Journey Credit Card
- Miles - Earn miles on every spend - Rewards points for travel and entertainment
- Cashback
- Miles
- Lounge
- Travel
- Low fee
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Welcome Bonus Miles
Citi Ultima Credit Card
- AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.
- Cashback
- Miles
- Lounge
- Travel
- Low fee
Etihad Guest Infinite Credit Card
- Miles - 55,000 miles bonus - A 55,000 Etihad Guest Miles bonus
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Journey Credit Card
- Miles - Earn miles on every spend - Rewards points for travel and entertainment
- Cashback
- Miles
- Lounge
- Travel
- Low fee
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Travel
Airport Lounge Access
Citi Ultima Credit CardYes
Etihad Guest Infinite Credit Cardmentioned
Journey Credit Cardmentioned
RAKBANK Emirates Skywards World Elite Credit Cardmentioned
Travel Insurance
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit Cardmentioned
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Card Network
Citi Ultima Credit CardMastercard World Elite
Etihad Guest Infinite Credit CardVisa
Journey Credit CardVisa
RAKBANK Emirates Skywards World Elite Credit CardMastercard
Lifestyle
Concierge
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit Cardmentioned
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Card type
Sharia Compliant
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit CardYes
Journey Credit CardYes
RAKBANK Emirates Skywards World Elite Credit CardYes
Other useful facts
Minimum Income
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit CardAED 25000
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Minimum Balance
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit Card0
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 25,000
Ticket Price
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit CardAED 20
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Discount
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit Card20%
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Minimum Spend Elite
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit CardAED 10,000
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Minimum Spend Travel
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit CardAED 5,000
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Minimum Spend Z
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit CardAED 3,000
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Monthly Ticket Limit
Citi Ultima Credit CardNot listed
Etihad Guest Infinite Credit Card8
Journey Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelLifestyleCard typeOther useful facts
| Field | Citi Ultima Credit CardCitibank N. A. | Etihad Guest Infinite Credit CardFirst Abu Dhabi Bank | Journey Credit CardStandard Chartered | RAKBANK Emirates Skywards World Elite Credit CardRAKBANK |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
|
|
|
|
| Eligibility | ||||
| Minimum Salary | AED 36,750↑ | AED 30,000• | Not listed | AED 25,000↓ |
| Required Documents |
|
|
|
|
| Fees and rates | ||||
| Annual Fee | AED 3,000↑ | AED 2,500• | AED 1,500• | AED 1,200↓ |
| Joining Fee | Not listed | Not listed | Not listed | AED 5,000 |
| Foreign Transaction Fee | Not listed | 2.61%• | 2.99%↑ | 2.57%↓ |
| Interest / profit rate | Not listed | 0%↓ | 3.69%↑ | 3.65%• |
| Profit rate | Not listed | Not listed | applicable as notified by the Bank | Not listed |
| Cash Advance Fee | Not listed | Not listed | AED 0 | Not listed |
| Late Payment Fee | Not listed | Not listed | AED 0↓ | AED 241.5↑ |
| Cashback and rewards | ||||
| Cashback details |
| Not listed |
|
|
| Rewards |
|
|
|
|
| Headline cashback |
| Not listed |
|
|
| Reward Rate |
|
|
|
|
| Welcome Bonus Miles |
|
|
|
|
| Travel | ||||
| Airport Lounge Access | Yes | mentioned | mentioned | mentioned |
| Travel Insurance | Not listed | mentioned | Not listed | Not listed |
| Card Network | Mastercard World Elite | Visa | Visa | Mastercard |
| Lifestyle | ||||
| Concierge | Not listed | mentioned | Not listed | Not listed |
| Card type | ||||
| Sharia Compliant | Not listed | Yes | Yes | Yes |
| Other useful facts | ||||
| Minimum Income | Not listed | AED 25000 | Not listed | Not listed |
| Minimum Balance | Not listed | 0 | Not listed | AED 25,000 |
| Ticket Price | Not listed | AED 20 | Not listed | Not listed |
| Discount | Not listed | 20% | Not listed | Not listed |
| Minimum Spend Elite | Not listed | AED 10,000 | Not listed | Not listed |
| Minimum Spend Travel | Not listed | AED 5,000 | Not listed | Not listed |
| Minimum Spend Z | Not listed | AED 3,000 | Not listed | Not listed |
| Monthly Ticket Limit | Not listed | 8 | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | Interest rate | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Citi Ultima Credit CardCashback · Miles · Lounge
|
Citibank N. A. | AED 3,000 | AED 36,750 | Not listed | Not listed | Cashback Miles Lounge Travel Low fee | Mastercard World Elite | Details | |
|
Etihad Guest Infinite Credit CardCashback · Miles · Lounge
|
First Abu Dhabi Bank | AED 2,500 | AED 30,000 | 0% | 41 FAB Rewards per 1 spend on flights/hotels | CashbackMilesLounge DiningTravel CinemaLow fee | Visa | Details | |
|
Journey Credit CardCashback · Miles · Lounge
|
Standard Chartered | AED 1,500 | Not listed | 3.69% | Not listed | CashbackMilesLoungeTravelLow fee | Visa | Details | |
|
RAKBANK Emirates Skywards World Elite Credit CardCashback · Miles · Lounge
|
RAKBANK | AED 1,200 | AED 25,000 | 3.65% | 1% | CashbackMilesLoungeDining GroceriesTravelCinemaLow fee | Mastercard | Details |
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.