Card comparison

ADIB Booking Signature Card vs Etihad Guest Platinum Credit Card vs Flex Elite Covered Card vs SIB Cashback Covered Card

Compare ADIB Booking Signature Card from Abu Dhabi Islamic Bank, Etihad Guest Platinum Credit Card from Emirates Islamic, Flex Elite Covered Card from…

SIB Cashback Covered Card card image Sharjah Islamic Bank SIB Cashback Covered Card
Salary
AED 5,000
Fee
AED 199
Reward
10% online and digital-wallet spend; 2% international retail; 1% domestic retail; 0.5% utility, telecom, government, supermarket, hypermarket, and education payments

Side by side

Compare key facts

ADIB Booking Signature Card card imageADIB Booking Signature CardAbu Dhabi Islamic BankEtihad Guest Platinum Credit Card card imageEtihad Guest Platinum Credit CardEmirates IslamicFlex Elite Covered Card card imageFlex Elite Covered CardEmirates IslamicSIB Cashback Covered Card card imageSIB Cashback Covered CardSharjah Islamic Bank

Rewards

Reward details

ADIB Booking Signature Card
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Islamic
  • Low fee
Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
Flex Elite Covered Card
  • up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
  • 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Cinema
  • Islamic
SIB Cashback Covered Card
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • Cashback
  • Lounge
  • Groceries
  • Travel

Eligibility

Minimum Salary

ADIB Booking Signature CardAED 5,000↓
Etihad Guest Platinum Credit CardAED 5,000↓
Flex Elite Covered CardAED 15,000↑
SIB Cashback Covered CardAED 5,000↓

Required Documents

ADIB Booking Signature Card
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
Etihad Guest Platinum Credit Card
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of Income - Mandatory - Latest salary certificate or proof of income
  • Passport - Mandatory - Valid passport
Flex Elite Covered Card
  • Proof of salary - Latest salary certificate or payslips - Proof of salary: latest salary certificate or payslips
  • Identity proof - Valid Emirates ID or passport
  • Address proof - Utility bill or tenancy contract
SIB Cashback Covered Card
  • Application form
  • Passport and Emirates ID copy
  • Valid residence visa for expatriates
  • Proof of income
  • Bank statement
  • Valid trade license for self-employed applicants
  • Memorandum of association / partnership agreement / power of attorney where applicable

Fees and rates

Annual Fee

ADIB Booking Signature CardAED 299•
Etihad Guest Platinum Credit CardAED 208.95•
Flex Elite Covered CardAED 735↑
SIB Cashback Covered CardAED 199↓

First Year Annual Fee

ADIB Booking Signature CardNot listed
Etihad Guest Platinum Credit CardAED 0•
Flex Elite Covered CardAED 0•
SIB Cashback Covered CardAED 0•

Foreign Transaction Fee

ADIB Booking Signature Card3%↑
Etihad Guest Platinum Credit Card2.34%↓
Flex Elite Covered Card2.34%↓
SIB Cashback Covered Card2.5%•

APR

ADIB Booking Signature Card45.63% APR↑
Etihad Guest Platinum Credit Card44.28% APR•
Flex Elite Covered Card44.28% APR•
SIB Cashback Covered Card41.88% APR↓

Cash Advance Fee

ADIB Booking Signature CardNot listed
Etihad Guest Platinum Credit CardAED 3.15↓
Flex Elite Covered CardAED 3.15↓
SIB Cashback Covered CardAED 3.5↑

Cashback and rewards

Cashback details

ADIB Booking Signature Card
  • com Visa Signature Card from ADIB provides 4% cashback, airport lounge access, and miles rewards.
Etihad Guest Platinum Credit Card
  • Cashback
Flex Elite Covered Card
  • Cashback
SIB Cashback Covered Card
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • SIB Cashback Covered Card is a Sharia-compliant cashback card with 10% cashback on online and wallet spend, 2% on international retail, 1% on domestic retail, and 0.
  • The SIB Cashback Covered Card provides 10% cashback on eligible purchases, access to airport lounges, and is Mastercard compatible.

Rewards

ADIB Booking Signature Card
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Islamic
  • Low fee
Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
Flex Elite Covered Card
  • up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
  • 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Cinema
  • Islamic
SIB Cashback Covered Card
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • Cashback
  • Lounge
  • Groceries
  • Travel

Headline cashback

ADIB Booking Signature Card
  • com Visa Signature Card from ADIB provides 4% cashback, airport lounge access, and miles rewards.
Etihad Guest Platinum Credit Card
  • Cashback
Flex Elite Covered Card
  • Cashback
SIB Cashback Covered Card
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • SIB Cashback Covered Card is a Sharia-compliant cashback card with 10% cashback on online and wallet spend, 2% on international retail, 1% on domestic retail, and 0.
  • The SIB Cashback Covered Card provides 10% cashback on eligible purchases, access to airport lounges, and is Mastercard compatible.

Reward Rate

ADIB Booking Signature Card
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Islamic
  • Low fee
↓
Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
•
Flex Elite Covered Card
  • up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
  • 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Cinema
  • Islamic
↑
SIB Cashback Covered Card
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • Cashback
  • Lounge
  • Groceries
  • Travel

Welcome Bonus

ADIB Booking Signature Card
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Islamic
  • Low fee
Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
Flex Elite Covered Card
  • up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
  • 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Cinema
  • Islamic
SIB Cashback Covered Card
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • Cashback
  • Lounge
  • Groceries
  • Travel

Travel

Airport Lounge Access

ADIB Booking Signature CardNot listed
Etihad Guest Platinum Credit Cardmentioned
Flex Elite Covered CardUnlimited access to 1,200+ lounges worldwide
SIB Cashback Covered CardNot listed

Valet Parking

ADIB Booking Signature CardFree valet parking two times a month
Etihad Guest Platinum Credit CardNot listed
Flex Elite Covered CardNot listed
SIB Cashback Covered CardNot listed

Card Network

ADIB Booking Signature CardVisa
Etihad Guest Platinum Credit CardVisa
Flex Elite Covered CardVisa
SIB Cashback Covered CardMastercard

Card type

Sharia Compliant

ADIB Booking Signature CardYes
Etihad Guest Platinum Credit CardYes
Flex Elite Covered CardYes
SIB Cashback Covered CardNot listed

Islamic

ADIB Booking Signature CardYes
Etihad Guest Platinum Credit CardYes
Flex Elite Covered CardYes
SIB Cashback Covered CardNot listed

Other useful facts

APR

ADIB Booking Signature Card45.63%↑
Etihad Guest Platinum Credit Card44.28%•
Flex Elite Covered Card44.28%•
SIB Cashback Covered Card41.88%↓

Monthly purchase rate

ADIB Booking Signature Card3.75%
Etihad Guest Platinum Credit CardNot listed
Flex Elite Covered CardNot listed
SIB Cashback Covered CardNot listed

Movie Benefit

ADIB Booking Signature CardNot listed
Etihad Guest Platinum Credit CardMovie Offers
Flex Elite Covered CardRoxy Cinemas
SIB Cashback Covered CardNot listed

Minimum Payment

ADIB Booking Signature CardInstalment amount + 5% of present balance, minimum AED 100
Etihad Guest Platinum Credit Card5% of closing balance outstanding or AED 100, whichever is higher
Flex Elite Covered Card5% of closing balance outstanding or AED 100, whichever is higher
SIB Cashback Covered CardNot listed

V A T

ADIB Booking Signature Card5%
Etihad Guest Platinum Credit CardNot listed
Flex Elite Covered CardNot listed
SIB Cashback Covered CardNot listed

Damaged Card Fee Waiver

ADIB Booking Signature CardYes
Etihad Guest Platinum Credit CardNot listed
Flex Elite Covered CardNot listed
SIB Cashback Covered CardNot listed

Death Benefit

ADIB Booking Signature Card200% of Present Balance or AED 250,000
Etihad Guest Platinum Credit CardNot listed
Flex Elite Covered CardNot listed
SIB Cashback Covered CardNot listed

Disability Benefit

ADIB Booking Signature CardPresent Balance or AED 250,000
Etihad Guest Platinum Credit CardNot listed
Flex Elite Covered CardNot listed
SIB Cashback Covered CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field ADIB Booking Signature Card card imageADIB Booking Signature CardAbu Dhabi Islamic BankEtihad Guest Platinum Credit Card card imageEtihad Guest Platinum Credit CardEmirates IslamicFlex Elite Covered Card card imageFlex Elite Covered CardEmirates IslamicSIB Cashback Covered Card card imageSIB Cashback Covered CardSharjah Islamic Bank
Rewards
Reward details
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Islamic
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
  • 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • Cashback
  • Lounge
  • Groceries
  • Travel
Eligibility
Minimum Salary AED 5,000↓AED 5,000↓AED 15,000↑AED 5,000↓
Required Documents
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of Income - Mandatory - Latest salary certificate or proof of income
  • Passport - Mandatory - Valid passport
  • Proof of salary - Latest salary certificate or payslips - Proof of salary: latest salary certificate or payslips
  • Identity proof - Valid Emirates ID or passport
  • Address proof - Utility bill or tenancy contract
  • Application form
  • Passport and Emirates ID copy
  • Valid residence visa for expatriates
  • Proof of income
  • Bank statement
  • Valid trade license for self-employed applicants
  • Memorandum of association / partnership agreement / power of attorney where applicable
Fees and rates
Annual Fee AED 299•AED 208.95•AED 735↑AED 199↓
First Year Annual Fee Not listedAED 0•AED 0•AED 0•
Foreign Transaction Fee 3%↑2.34%↓2.34%↓2.5%•
APR 45.63% APR↑44.28% APR•44.28% APR•41.88% APR↓
Cash Advance Fee Not listedAED 3.15↓AED 3.15↓AED 3.5↑
Cashback and rewards
Cashback details
  • com Visa Signature Card from ADIB provides 4% cashback, airport lounge access, and miles rewards.
  • Cashback
  • Cashback
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • SIB Cashback Covered Card is a Sharia-compliant cashback card with 10% cashback on online and wallet spend, 2% on international retail, 1% on domestic retail, and 0.
  • The SIB Cashback Covered Card provides 10% cashback on eligible purchases, access to airport lounges, and is Mastercard compatible.
Rewards
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Islamic
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
  • 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • Cashback
  • Lounge
  • Groceries
  • Travel
Headline cashback
  • com Visa Signature Card from ADIB provides 4% cashback, airport lounge access, and miles rewards.
  • Cashback
  • Cashback
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • SIB Cashback Covered Card is a Sharia-compliant cashback card with 10% cashback on online and wallet spend, 2% on international retail, 1% on domestic retail, and 0.
  • The SIB Cashback Covered Card provides 10% cashback on eligible purchases, access to airport lounges, and is Mastercard compatible.
Reward Rate
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Islamic
  • Low fee
↓
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
•
  • up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
  • 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Cinema
  • Islamic
↑
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • Cashback
  • Lounge
  • Groceries
  • Travel
Welcome Bonus
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Islamic
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
  • 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
  • Cashback
  • Miles
  • Lounge
  • Travel
  • Cinema
  • Islamic
  • 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
  • 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
  • 1% cashback on domestic retail spends made in the UAE; no cap
  • 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
  • Cashback
  • Lounge
  • Groceries
  • Travel
Travel
Airport Lounge Access Not listedmentionedUnlimited access to 1,200+ lounges worldwideNot listed
Valet Parking Free valet parking two times a monthNot listedNot listedNot listed
Card Network VisaVisaVisaMastercard
Card type
Sharia Compliant YesYesYesNot listed
Islamic YesYesYesNot listed
Other useful facts
APR 45.63%↑44.28%•44.28%•41.88%↓
Monthly purchase rate 3.75%Not listedNot listedNot listed
Movie Benefit Not listedMovie OffersRoxy CinemasNot listed
Minimum Payment Instalment amount + 5% of present balance, minimum AED 1005% of closing balance outstanding or AED 100, whichever is higher5% of closing balance outstanding or AED 100, whichever is higherNot listed
V A T 5%Not listedNot listedNot listed
Damaged Card Fee Waiver YesNot listedNot listedNot listed
Death Benefit 200% of Present Balance or AED 250,000Not listedNot listedNot listed
Disability Benefit Present Balance or AED 250,000Not listedNot listedNot listed

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashbackRewardsNetwork Details
ADIB Booking Signature Card product image ADIB Booking Signature CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 299AED 5,00045.63% APRAED 0.5Cashback iconCashbackMiles iconMilesLounge iconLoungeTravel iconTravelIslamic iconIslamicLow fee iconLow feeVisa Details
Etihad Guest Platinum Credit Card product image Etihad Guest Platinum Credit CardCashback · Miles · Lounge Emirates Islamic AED 208.95AED 5,00044.28% APRUp to 2 Etihad Guest Miles per USD spentCashback iconCashbackMiles iconMilesLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaLow fee iconLow feeVisa Details
Flex Elite Covered Card product image Flex Elite Covered CardCashback · Miles · Lounge Emirates Islamic AED 735AED 15,00044.28% APRAED 3.75Cashback iconCashbackMiles iconMilesLounge iconLoungeTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeVisa Details
SIB Cashback Covered Card product image SIB Cashback Covered CardCashback · Lounge · Groceries Sharjah Islamic Bank AED 199AED 5,00041.88% APR10% online and digital-wallet spend; 2% international retail; 1% domestic retail; 0.5% utility, telecom, government, supermarket, hypermarket, and education paymentsCashback iconCashbackLounge iconLoungeGroceries iconGroceriesTravel iconTravelIslamic iconIslamicLow fee iconLow feeMastercard Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

Important

UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.

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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.