Product details
What you need to know
What to check
Understand Flex Elite Covered Card
Flex Elite Covered Card is a credit cards product from Emirates Islamic. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 735
- Minimum Salary: AED 15,000
- Rewards Type: EI SmartMiles
- Card Network: Visa
- Foreign Transaction Fee: 2.34% plus scheme fee
- Airport Lounge Access: Unlimited access to 1,200+ lounges worldwide
- Earn Rate: AED 3.75
- Welcome Bonus: 75,000 + 100,000 EI SmartMiles
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 15,000
- ✓You want cashback, miles, lounge benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You mainly want airline miles
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 15,000 | Official page | High |
| Annual fee | AED 735 | Official page | High |
| Cashback | EI SmartMiles | Official page | High |
| Lounge access | Unlimited access to 1,200+ lounges worldwide | Official page | High |
| Network | Visa | Official page | High |
| FX fee | 2.34% plus scheme fee | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |