Abu Dhabi Islamic Bank
ISIC Prepaid Card
- Salary
- Ask bank
- Fee
- waived
- Reward
- miles
Card comparison
ISIC Prepaid Card vs Etihad Guest Premium Credit Card vs Flex Elite Covered Card vs Business Visa Platinum Covered Card
Compare ISIC Prepaid Card from Abu Dhabi Islamic Bank, Etihad Guest Premium Credit Card from Emirates Islamic, Flex Elite Covered Card from Emirates…
Abu Dhabi Islamic Bank
ISIC Prepaid Card
Emirates Islamic
Etihad Guest Premium Credit Card
- Salary
- AED 20,000
- Fee
- AED 2,625
- Reward
- Etihad Guest Miles
Emirates Islamic
Flex Elite Covered Card
- Salary
- AED 15,000
- Fee
- AED 735
- Reward
- EI SmartMiles
Abu Dhabi Islamic Bank
Business Visa Platinum Covered Card
- Salary
- Ask bank
- Fee
- AED 0
- Reward
- miles
Side by side
Compare key facts
ISIC Prepaid CardAbu Dhabi Islamic BankEtihad Guest Premium Credit CardEmirates IslamicFlex Elite Covered CardEmirates IslamicBusiness Visa Platinum Covered CardAbu Dhabi Islamic Bank
Rewards
Reward details
ISIC Prepaid Card
Cashback- Miles
- Lounge
- Islamic
- Low fee
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Business Visa Platinum Covered Card
- miles - rewardsType: miles
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Eligibility
Minimum Salary
ISIC Prepaid CardNot listed
Etihad Guest Premium Credit CardAED 20,000↑
Flex Elite Covered CardAED 15,000↓
Business Visa Platinum Covered CardNot listed
Required Documents
ISIC Prepaid Card
Original and copy of valid passport- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
- Salary certificate from current employer (not more than 30 days old)
Etihad Guest Premium Credit Card
- Proof of salary - Latest salary certificate or payslips - Minimum salary of AED 20,000
- ID proof - Valid Emirates ID or passport - A valid passport or Emirates ID
- Address proof - Utility bill or tenancy contract - Proof of address such as utility bill or tenancy contract
Flex Elite Covered Card
- Proof of salary - Latest salary certificate or payslips - Proof of salary: latest salary certificate or payslips
- Identity proof - Valid Emirates ID or passport
- Address proof - Utility bill or tenancy contract
Business Visa Platinum Covered Card
- Original and copy of valid passport
- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
- Salary certificate from current employer (not more than 30 days old)
Fees and rates
Annual Fee
ISIC Prepaid Cardwaived
Etihad Guest Premium Credit CardAED 2,625↑
Flex Elite Covered CardAED 735•
Business Visa Platinum Covered CardAED 0↓
First Year Annual Fee
ISIC Prepaid CardNot listed
Etihad Guest Premium Credit CardAED 0•
Flex Elite Covered CardAED 0•
Business Visa Platinum Covered CardAED 0•
Foreign Transaction Fee
ISIC Prepaid CardNot listed
Etihad Guest Premium Credit Card2.34%•
Flex Elite Covered Card2.34%•
Business Visa Platinum Covered CardNot listed
APR
ISIC Prepaid Card45.63% APR↑
Etihad Guest Premium Credit Card44.28% APR↓
Flex Elite Covered Card44.28% APR↓
Business Visa Platinum Covered Card45.63% APR↑
Cash Advance Fee
ISIC Prepaid CardNot listed
Etihad Guest Premium Credit CardAED 3.15•
Flex Elite Covered CardAED 3.15•
Business Visa Platinum Covered CardNot listed
Cashback and rewards
Rewards
ISIC Prepaid Card
Cashback- Miles
- Lounge
- Islamic
- Low fee
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Business Visa Platinum Covered Card
- miles - rewardsType: miles
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Reward Rate
ISIC Prepaid Card
- Cashback
- Miles
- Lounge
- Islamic
- Low fee
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Business Visa Platinum Covered Card
- miles - rewardsType: miles
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Welcome Bonus
ISIC Prepaid Card
- Cashback
- Miles
- Lounge
- Islamic
- Low fee
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Business Visa Platinum Covered Card
- miles - rewardsType: miles
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Travel
Airport Lounge Access
ISIC Prepaid Cardmentioned
Etihad Guest Premium Credit Cardmentioned
Flex Elite Covered CardUnlimited access to 1,200+ lounges worldwide
Business Visa Platinum Covered Cardmentioned
Card Network
ISIC Prepaid CardVisa
Etihad Guest Premium Credit CardVisa
Flex Elite Covered CardVisa
Business Visa Platinum Covered CardVisa
Card type
Sharia Compliant
ISIC Prepaid CardYes
Etihad Guest Premium Credit CardYes
Flex Elite Covered CardYes
Business Visa Platinum Covered CardYes
Islamic
ISIC Prepaid CardYes
Etihad Guest Premium Credit CardYes
Flex Elite Covered CardYes
Business Visa Platinum Covered CardYes
Other useful facts
APR
ISIC Prepaid Card45.63%↑
Etihad Guest Premium Credit Card44.28%↓
Flex Elite Covered Card44.28%↓
Business Visa Platinum Covered Card45.63%↑
Monthly purchase rate
ISIC Prepaid Card3.75%↑
Etihad Guest Premium Credit CardNot listed
Flex Elite Covered CardNot listed
Business Visa Platinum Covered Card3%↓
Movie Benefit
ISIC Prepaid CardNot listed
Etihad Guest Premium Credit CardMovie Offers
Flex Elite Covered CardRoxy Cinemas
Business Visa Platinum Covered CardNot listed
Minimum Balance
ISIC Prepaid Card4
Etihad Guest Premium Credit CardNot listed
Flex Elite Covered CardNot listed
Business Visa Platinum Covered Card4
Account Opening Fee
ISIC Prepaid CardFree for Wasel Accountholders
Etihad Guest Premium Credit CardNot listed
Flex Elite Covered CardNot listed
Business Visa Platinum Covered CardFree for Wasel Accountholders
Expected Profit Rate Q S A
ISIC Prepaid Card6.5%•
Etihad Guest Premium Credit CardNot listed
Flex Elite Covered CardNot listed
Business Visa Platinum Covered Card6.5%•
Expected Profit Rate D P A
ISIC Prepaid Card5.5%•
Etihad Guest Premium Credit CardNot listed
Flex Elite Covered CardNot listed
Business Visa Platinum Covered Card5.5%•
V A T
ISIC Prepaid Card5%
Etihad Guest Premium Credit CardNot listed
Flex Elite Covered CardNot listed
Business Visa Platinum Covered Card5%
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | ISIC Prepaid CardAbu Dhabi Islamic Bank | Etihad Guest Premium Credit CardEmirates Islamic | Flex Elite Covered CardEmirates Islamic | Business Visa Platinum Covered CardAbu Dhabi Islamic Bank |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
|
|
|
|
| Eligibility | ||||
| Minimum Salary | Not listed | AED 20,000↑ | AED 15,000↓ | Not listed |
| Required Documents |
|
|
|
|
| Fees and rates | ||||
| Annual Fee | waived | AED 2,625↑ | AED 735• | AED 0↓ |
| First Year Annual Fee | Not listed | AED 0• | AED 0• | AED 0• |
| Foreign Transaction Fee | Not listed | 2.34%• | 2.34%• | Not listed |
| APR | 45.63% APR↑ | 44.28% APR↓ | 44.28% APR↓ | 45.63% APR↑ |
| Cash Advance Fee | Not listed | AED 3.15• | AED 3.15• | Not listed |
| Cashback and rewards | ||||
| Rewards |
|
|
|
|
| Reward Rate |
|
|
|
|
| Welcome Bonus |
|
|
|
|
| Travel | ||||
| Airport Lounge Access | mentioned | mentioned | Unlimited access to 1,200+ lounges worldwide | mentioned |
| Card Network | Visa | Visa | Visa | Visa |
| Card type | ||||
| Sharia Compliant | Yes | Yes | Yes | Yes |
| Islamic | Yes | Yes | Yes | Yes |
| Other useful facts | ||||
| APR | 45.63%↑ | 44.28%↓ | 44.28%↓ | 45.63%↑ |
| Monthly purchase rate | 3.75%↑ | Not listed | Not listed | 3%↓ |
| Movie Benefit | Not listed | Movie Offers | Roxy Cinemas | Not listed |
| Minimum Balance | 4 | Not listed | Not listed | 4 |
| Account Opening Fee | Free for Wasel Accountholders | Not listed | Not listed | Free for Wasel Accountholders |
| Expected Profit Rate Q S A | 6.5%• | Not listed | Not listed | 6.5%• |
| Expected Profit Rate D P A | 5.5%• | Not listed | Not listed | 5.5%• |
| V A T | 5% | Not listed | Not listed | 5% |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
ISIC Prepaid CardCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | waived | Not listed | 45.63% APR | Not listed | Cashback Miles Lounge Islamic Low fee | Visa | Details | |
|
Etihad Guest Premium Credit CardCashback · Miles · Lounge
|
Emirates Islamic | AED 2,625 | AED 20,000 | 44.28% APR | Up to 3.5 Etihad Guest Miles per USD spent | CashbackMilesLounge Travel CinemaIslamicLow fee | Visa | Details | |
|
Flex Elite Covered CardCashback · Miles · Lounge
|
Emirates Islamic | AED 735 | AED 15,000 | 44.28% APR | AED 3.75 | CashbackMilesLoungeTravelCinemaIslamicLow fee | Visa | Details | |
|
Business Visa Platinum Covered CardCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | AED 0 | Not listed | 45.63% APR | Not listed | CashbackMilesLoungeTravelIslamicLow fee | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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