Abu Dhabi Islamic Bank
Adib Cashback Covered Card
- Salary
- Ask bank
- Fee
- Free
- Reward
- 4%
Card comparison
Adib Cashback Covered Card vs Essential Cashback Credit Card vs Shukran ADCB Credit Card
Compare Adib Cashback Covered Card from Abu Dhabi Islamic Bank, Essential Cashback Credit Card from Abu Dhabi Commercial Bank, Shukran ADCB Credit Card from…
Abu Dhabi Islamic Bank
Adib Cashback Covered Card
Abu Dhabi Commercial Bank
Essential Cashback Credit Card
- Salary
- AED 5,000
- Fee
- Free
- Reward
- 1%
Abu Dhabi Commercial Bank
Shukran ADCB Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- 10%
Side by side
Compare key facts
Adib Cashback Covered CardAbu Dhabi Islamic BankEssential Cashback Credit CardAbu Dhabi Commercial BankShukran ADCB Credit CardAbu Dhabi Commercial Bank
Eligibility
Minimum Salary
Adib Cashback Covered CardNot listed
Essential Cashback Credit CardAED 5,000↓
Shukran ADCB Credit CardAED 8,000↑
Salary Transfer Required
Adib Cashback Covered CardNot listed
Essential Cashback Credit CardNo
Shukran ADCB Credit CardNo
Required Documents
Adib Cashback Covered CardValid Emirates ID - Proof of identity and residency - A valid Emirates ID; Proof of income - Salary certificate or bank statements - Latest 3 months bank statements; Application - Standard application for Covered Card - At the time of applying for the Covered Card, you can provide for your card's Cover Limit by using your own money or proceeds from sale of commodities.; Identification - Standard KYC documents
Essential Cashback Credit CardValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate or Bank Statements - Proof of income - Latest 3 months bank statements or salary certificate; Bank Name - ADCB Islamic Banking; Beneficiary Name - as per other Bank records; Credit Card No. - specified by applicant; rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card
Shukran ADCB Credit CardValid ID - A valid Emirates ID or passport - Official product info indicates ID requirement; Proof of Income - Latest salary certificate or bank statements - Official documents required for eligibility; Bank Name - ADCB Islamic Banking; Beneficiary Name - as per other Bank records; Credit Card No. - specified by applicant; rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card
Fees and rates
Annual Fee
Adib Cashback Covered CardFree
Essential Cashback Credit CardFree
Shukran ADCB Credit CardFree
Joining Fee
Adib Cashback Covered CardNot listed
Essential Cashback Credit CardFree
Shukran ADCB Credit CardNot listed
First Year Annual Fee
Adib Cashback Covered CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardAED 0
Foreign Transaction Fee
Adib Cashback Covered CardNot listed
Essential Cashback Credit Card2.99%↓
Shukran ADCB Credit Card3.35%↑
Interest Rate
Adib Cashback Covered Card0.99%↓
Essential Cashback Credit Card3.69%↑
Shukran ADCB Credit Card3.69%↑
Profit Rate
Adib Cashback Covered CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit Card5%
Cashback and rewards
Rewards
Adib Cashback Covered CardMiles - rewardsType: miles
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardCashback - 10% - Existing Fields: 'cashbackRate':'10%'; Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
Cashback Rate
Adib Cashback Covered Card4%•
Essential Cashback Credit Card1%↓
Shukran ADCB Credit Card10%↑
Welcome Bonus
Adib Cashback Covered CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardUp to AED 1,200
Welcome Offer
Adib Cashback Covered CardAED 1,000
Essential Cashback Credit Cardn/a
Shukran ADCB Credit CardUp to AED 1,200 welcome bonus as Shukrans
Travel
Airport Lounge Access
Adib Cashback Covered Cardmentioned
Essential Cashback Credit Cardmentioned
Shukran ADCB Credit CardNot listed
Card Network
Adib Cashback Covered CardVisa
Essential Cashback Credit CardVisa
Shukran ADCB Credit CardVisa
Card type
Sharia Compliant
Adib Cashback Covered CardYes
Essential Cashback Credit CardNo
Shukran ADCB Credit CardNo
Other useful facts
Minimum Credit Limit
Adib Cashback Covered CardNot listed
Essential Cashback Credit CardAED 3,000↓
Shukran ADCB Credit CardAED 15,000↑
Apr Or Profit Rate
Adib Cashback Covered CardNot listed
Essential Cashback Credit Card3.69%•
Shukran ADCB Credit Card3.69%•
Movie Benefit
Adib Cashback Covered CardNot listed
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardBuy-One-Get-One free on movie tickets at Reel Cinemas
Minimum Balance
Adib Cashback Covered Card4
Essential Cashback Credit CardNot listed
Shukran ADCB Credit Card5
Account Opening Fee
Adib Cashback Covered CardFree for Wasel Accountholders
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
Expected Profit Rate Q S A
Adib Cashback Covered Card6.5%
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
Expected Profit Rate D P A
Adib Cashback Covered Card5.5%
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
V A T
Adib Cashback Covered Card5%
Essential Cashback Credit CardNot listed
Shukran ADCB Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Adib Cashback Covered CardAbu Dhabi Islamic Bank | Essential Cashback Credit CardAbu Dhabi Commercial Bank | Shukran ADCB Credit CardAbu Dhabi Commercial Bank |
|---|---|---|---|
| Eligibility | |||
| Minimum Salary | Not listed | AED 5,000↓ | AED 8,000↑ |
| Salary Transfer Required | Not listed | No | No |
| Required Documents | Valid Emirates ID - Proof of identity and residency - A valid Emirates ID; Proof of income - Salary certificate or bank statements - Latest 3 months bank statements; Application - Standard application for Covered Card - At the time of applying for the Covered Card, you can provide for your card's Cover Limit by using your own money or proceeds from sale of commodities.; Identification - Standard KYC documents | Valid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate or Bank Statements - Proof of income - Latest 3 months bank statements or salary certificate; Bank Name - ADCB Islamic Banking; Beneficiary Name - as per other Bank records; Credit Card No. - specified by applicant; rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card | Valid ID - A valid Emirates ID or passport - Official product info indicates ID requirement; Proof of Income - Latest salary certificate or bank statements - Official documents required for eligibility; Bank Name - ADCB Islamic Banking; Beneficiary Name - as per other Bank records; Credit Card No. - specified by applicant; rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card |
| Fees and rates | |||
| Annual Fee | Free | Free | Free |
| Joining Fee | Not listed | Free | Not listed |
| First Year Annual Fee | Not listed | Not listed | AED 0 |
| Foreign Transaction Fee | Not listed | 2.99%↓ | 3.35%↑ |
| Interest Rate | 0.99%↓ | 3.69%↑ | 3.69%↑ |
| Profit Rate | Not listed | Not listed | 5% |
| Cashback and rewards | |||
| Rewards | Miles - rewardsType: miles | Not listed | Cashback - 10% - Existing Fields: 'cashbackRate':'10%'; Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans' |
| Cashback Rate | 4%• | 1%↓ | 10%↑ |
| Welcome Bonus | Not listed | Not listed | Up to AED 1,200 |
| Welcome Offer | AED 1,000 | n/a | Up to AED 1,200 welcome bonus as Shukrans |
| Travel | |||
| Airport Lounge Access | mentioned | mentioned | Not listed |
| Card Network | Visa | Visa | Visa |
| Card type | |||
| Sharia Compliant | Yes | No | No |
| Other useful facts | |||
| Minimum Credit Limit | Not listed | AED 3,000↓ | AED 15,000↑ |
| Apr Or Profit Rate | Not listed | 3.69%• | 3.69%• |
| Movie Benefit | Not listed | Not listed | Buy-One-Get-One free on movie tickets at Reel Cinemas |
| Minimum Balance | 4 | Not listed | 5 |
| Account Opening Fee | Free for Wasel Accountholders | Not listed | Not listed |
| Expected Profit Rate Q S A | 6.5% | Not listed | Not listed |
| Expected Profit Rate D P A | 5.5% | Not listed | Not listed |
| V A T | 5% | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | Interest rate | Rewards | Lounge | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Adib Cashback Covered CardCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | Free | Not listed | 0.99% | 4% | Yes | Visa | Details | |
Benefits
      
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Essential Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 5,000 | 3.69% | 1% | Yes | Visa | Details | |
Benefits
 
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|
Shukran ADCB Credit CardCashback · Lounge · Travel
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 3.69% | 10% | Not listed | Visa | Details | |
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Benefits
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Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.