Abu Dhabi Islamic Bank
ADIB Visa Cashback Card
- Salary
- AED 5,000
- Fee
- AED 99
- Reward
- 4% on eligible daily-spend categories
Card comparison
ADIB Visa Cashback Card vs 365 Cashback Credit Card vs SIB Smiles World Mastercard vs Switch Cashback Credit Card
Compare ADIB Visa Cashback Card from Abu Dhabi Islamic Bank, 365 Cashback Credit Card from Abu Dhabi Commercial Bank, SIB Smiles World Mastercard from…
Abu Dhabi Islamic Bank
ADIB Visa Cashback Card
Abu Dhabi Commercial Bank
365 Cashback Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- 6%
Sharjah Islamic Bank
SIB Smiles World Mastercard
- Salary
- AED 5,000
- Fee
- AED 525
- Reward
- Not listed
Emirates Islamic
Switch Cashback Credit Card
- Salary
- AED 10,000
- Fee
- AED 313.95
- Reward
- Up to 8%
Side by side
Compare key facts
ADIB Visa Cashback CardAbu Dhabi Islamic Bank365 Cashback Credit CardAbu Dhabi Commercial BankSIB Smiles World MastercardSharjah Islamic BankSwitch Cashback Credit CardEmirates Islamic
Rewards
Reward details
ADIB Visa Cashback Card
4% cashback on supermarket and grocery spends, maximum AED 300 per month- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback
- Miles
- Lounge
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
SIB Smiles World Mastercard
- 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
- 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
- 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
- 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
- Cashback
- Miles
- Lounge
- Groceries
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Eligibility
Minimum Salary
ADIB Visa Cashback CardAED 5,000↓
365 Cashback Credit CardAED 8,000•
SIB Smiles World MastercardAED 5,000↓
Switch Cashback Credit CardAED 10,000↑
Salary Transfer Required
ADIB Visa Cashback CardNot listed
365 Cashback Credit CardNo
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed
Required Documents
ADIB Visa Cashback Card
Original and copy of valid passport- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
- Salary certificate from current employer (not more than 30 days old)
365 Cashback Credit CardNot listed
SIB Smiles World Mastercard
- Application form
- Passport and Emirates ID copy
- Valid residence visa for expatriates
- Proof of income
- Bank statement
- Valid trade license for self-employed applicants
- Memorandum of association / partnership agreement / power of attorney where applicable
Switch Cashback Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate - Proof of income - Latest salary certificate or proof of income
- Bank Statements - Proof of financial stability - Latest 3 months bank statements
Fees and rates
Annual Fee
ADIB Visa Cashback CardAED 99↓
365 Cashback Credit CardFree
SIB Smiles World MastercardAED 525↑
Switch Cashback Credit CardAED 313.95•
First Year Annual Fee
ADIB Visa Cashback CardNot listed
365 Cashback Credit CardAED 0•
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardAED 0•
Foreign Transaction Fee
ADIB Visa Cashback CardNot listed
365 Cashback Credit Card2.99%↑
SIB Smiles World Mastercard2.5%•
Switch Cashback Credit Card2.34%↓
APR
ADIB Visa Cashback Card45.63% APR↑
365 Cashback Credit Card44.28% APR•
SIB Smiles World Mastercard29.88% APR↓
Switch Cashback Credit Card44.28% APR•
Cash Advance Fee
ADIB Visa Cashback CardNot listed
365 Cashback Credit CardNot listed
SIB Smiles World MastercardAED 3.15•
Switch Cashback Credit CardAED 3.15•
Cashback and rewards
Cashback details
ADIB Visa Cashback Card
- 4% cashback on supermarket and grocery spends, maximum AED 300 per month
- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
SIB Smiles World Mastercard
- The SIB Visa Infinite Covered Card provides premium benefits including 10% cashback, airport lounge access, rewards program, and coverage benefits.
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Rewards
ADIB Visa Cashback Card
4% cashback on supermarket and grocery spends, maximum AED 300 per month- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback
- Miles
- Lounge
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
SIB Smiles World Mastercard
- 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
- 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
- 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
- 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
- Cashback
- Miles
- Lounge
- Groceries
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Headline cashback
ADIB Visa Cashback Card
- 4% cashback on supermarket and grocery spends, maximum AED 300 per month
- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
SIB Smiles World Mastercard
- The SIB Visa Infinite Covered Card provides premium benefits including 10% cashback, airport lounge access, rewards program, and coverage benefits.
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Reward Rate
ADIB Visa Cashback Card
- 4% cashback on supermarket and grocery spends, maximum AED 300 per month
- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback
- Miles
- Lounge
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
SIB Smiles World Mastercard
- 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
- 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
- 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
- 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
- Cashback
- Miles
- Lounge
- Groceries
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Welcome Bonus
ADIB Visa Cashback Card
- 4% cashback on supermarket and grocery spends, maximum AED 300 per month
- 4% cashback on fuel and automobile spends, maximum AED 300 per month
- 4% cashback on school and education payments, maximum AED 300 per month
- 4% cashback on dining and restaurant spends, maximum AED 200 per month
- 4% cashback on utility payments, maximum AED 100 per month
- Cashback
- Miles
- Lounge
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
SIB Smiles World Mastercard
- 50,000 bonus Smiles - Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance
- 1.5 Smiles per AED 2 - Earn 1.5 Smiles for every AED 2 spent locally
- 3 Smiles per AED 2 - Earn 3 Smiles for every AED 2 spent internationally
- 0.75 Smiles per AED 2 - Earn 0.75 Smiles for every AED 2 spent on education, government services, utilities, and supermarket transactions
- Cashback
- Miles
- Lounge
- Groceries
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Travel
Airport Lounge Access
ADIB Visa Cashback Cardmentioned
365 Cashback Credit CardNot listed
SIB Smiles World MastercardNot listed
Switch Cashback Credit Cardmentioned
Card Network
ADIB Visa Cashback CardVisa
365 Cashback Credit CardVisa
SIB Smiles World MastercardMastercard
Switch Cashback Credit CardVisa
Card type
Sharia Compliant
ADIB Visa Cashback CardYes
365 Cashback Credit CardNo
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardYes
Islamic
ADIB Visa Cashback CardYes
365 Cashback Credit CardNo
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardYes
Other useful facts
Minimum Credit Limit
ADIB Visa Cashback CardNot listed
365 Cashback Credit CardAED 15,000
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed
APR
ADIB Visa Cashback Card45.63%↑
365 Cashback Credit Card44.28%•
SIB Smiles World Mastercard29.88%↓
Switch Cashback Credit Card44.28%•
Monthly purchase rate
ADIB Visa Cashback Card3.75%↑
365 Cashback Credit Card3.69%↓
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed
Movie Benefit
ADIB Visa Cashback CardNot listed
365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
Minimum Balance
ADIB Visa Cashback Card4
365 Cashback Credit CardNot listed
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed
Account Opening Fee
ADIB Visa Cashback CardFree for Wasel Accountholders
365 Cashback Credit CardNot listed
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed
Expected Profit Rate Q S A
ADIB Visa Cashback Card6.5%
365 Cashback Credit CardNot listed
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed
Expected Profit Rate D P A
ADIB Visa Cashback Card5.5%
365 Cashback Credit CardNot listed
SIB Smiles World MastercardNot listed
Switch Cashback Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | ADIB Visa Cashback CardAbu Dhabi Islamic Bank | 365 Cashback Credit CardAbu Dhabi Commercial Bank | SIB Smiles World MastercardSharjah Islamic Bank | Switch Cashback Credit CardEmirates Islamic |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 5,000↓ | AED 8,000• | AED 5,000↓ | AED 10,000↑ |
| Salary Transfer Required | Not listed | No | Not listed | Not listed |
| Required Documents |
| Not listed |
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| Fees and rates | ||||
| Annual Fee | AED 99↓ | Free | AED 525↑ | AED 313.95• |
| First Year Annual Fee | Not listed | AED 0• | Not listed | AED 0• |
| Foreign Transaction Fee | Not listed | 2.99%↑ | 2.5%• | 2.34%↓ |
| APR | 45.63% APR↑ | 44.28% APR• | 29.88% APR↓ | 44.28% APR• |
| Cash Advance Fee | Not listed | Not listed | AED 3.15• | AED 3.15• |
| Cashback and rewards | ||||
| Cashback details |
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| Headline cashback |
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| Reward Rate |
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| Welcome Bonus |
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| Travel | ||||
| Airport Lounge Access | mentioned | Not listed | Not listed | mentioned |
| Card Network | Visa | Visa | Mastercard | Visa |
| Card type | ||||
| Sharia Compliant | Yes | No | Not listed | Yes |
| Islamic | Yes | No | Not listed | Yes |
| Other useful facts | ||||
| Minimum Credit Limit | Not listed | AED 15,000 | Not listed | Not listed |
| APR | 45.63%↑ | 44.28%• | 29.88%↓ | 44.28%• |
| Monthly purchase rate | 3.75%↑ | 3.69%↓ | Not listed | Not listed |
| Movie Benefit | Not listed | Buy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas | Not listed | Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service |
| Minimum Balance | 4 | Not listed | Not listed | Not listed |
| Account Opening Fee | Free for Wasel Accountholders | Not listed | Not listed | Not listed |
| Expected Profit Rate Q S A | 6.5% | Not listed | Not listed | Not listed |
| Expected Profit Rate D P A | 5.5% | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
ADIB Visa Cashback CardCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | AED 99 | AED 5,000 | 45.63% APR | 4% on eligible daily-spend categories | Cashback Miles Lounge Dining Groceries Fuel Travel Islamic | Visa | Details | |
|
365 Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 44.28% APR | 6% | CashbackLoungeDiningGroceriesFuelTravel CinemaIslamic | Visa | Details | |
|
SIB Smiles World MastercardCashback · Miles · Lounge
|
Sharjah Islamic Bank | AED 525 | AED 5,000 | 29.88% APR | AED 1.5 | CashbackMilesLoungeGroceriesTravelIslamic | Mastercard | Details | |
|
Switch Cashback Credit CardCashback · Lounge · Dining
|
Emirates Islamic | AED 313.95 | AED 10,000 | 44.28% APR | Up to 8% | CashbackLoungeDiningGroceriesFuelTravelCinema Low fee | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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