Abu Dhabi Islamic Bank
Business Visa Platinum Covered Card
- Salary
- Ask bank
- Fee
- AED 0
- Reward
- miles
Card comparison
Business Visa Platinum Covered Card vs Flex Elite Covered Card vs Etihad Guest Premium Credit Card vs ADIB Booking Signature Card
Compare Business Visa Platinum Covered Card from Abu Dhabi Islamic Bank, Flex Elite Covered Card from Emirates Islamic, Etihad Guest Premium Credit Card…
Abu Dhabi Islamic Bank
Business Visa Platinum Covered Card
Emirates Islamic
Flex Elite Covered Card
- Salary
- AED 15,000
- Fee
- AED 735
- Reward
- EI SmartMiles
Emirates Islamic
Etihad Guest Premium Credit Card
- Salary
- AED 20,000
- Fee
- AED 2,625
- Reward
- Etihad Guest Miles
Abu Dhabi Islamic Bank
ADIB Booking Signature Card
- Salary
- AED 5,000
- Fee
- AED 299
- Reward
- miles
Side by side
Compare key facts
Business Visa Platinum Covered CardAbu Dhabi Islamic BankFlex Elite Covered CardEmirates IslamicEtihad Guest Premium Credit CardEmirates IslamicADIB Booking Signature CardAbu Dhabi Islamic Bank
Rewards
Reward details
Business Visa Platinum Covered Card
miles - rewardsType: miles- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
ADIB Booking Signature Card
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Eligibility
Minimum Salary
Business Visa Platinum Covered CardNot listed
Flex Elite Covered CardAED 15,000•
Etihad Guest Premium Credit CardAED 20,000↑
ADIB Booking Signature CardAED 5,000↓
Required Documents
Business Visa Platinum Covered Card
Original and copy of valid passport- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
- Salary certificate from current employer (not more than 30 days old)
Flex Elite Covered Card
- Proof of salary - Latest salary certificate or payslips - Proof of salary: latest salary certificate or payslips
- Identity proof - Valid Emirates ID or passport
- Address proof - Utility bill or tenancy contract
Etihad Guest Premium Credit Card
- Proof of salary - Latest salary certificate or payslips - Minimum salary of AED 20,000
- ID proof - Valid Emirates ID or passport - A valid passport or Emirates ID
- Address proof - Utility bill or tenancy contract - Proof of address such as utility bill or tenancy contract
ADIB Booking Signature Card
- Original and copy of valid passport
- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
- Salary certificate from current employer (not more than 30 days old)
Fees and rates
Annual Fee
Business Visa Platinum Covered CardAED 0↓
Flex Elite Covered CardAED 735•
Etihad Guest Premium Credit CardAED 2,625↑
ADIB Booking Signature CardAED 299•
First Year Annual Fee
Business Visa Platinum Covered CardAED 0•
Flex Elite Covered CardAED 0•
Etihad Guest Premium Credit CardAED 0•
ADIB Booking Signature CardNot listed
Foreign Transaction Fee
Business Visa Platinum Covered CardNot listed
Flex Elite Covered Card2.34%↓
Etihad Guest Premium Credit Card2.34%↓
ADIB Booking Signature Card3%↑
APR
Business Visa Platinum Covered Card45.63% APR↑
Flex Elite Covered Card44.28% APR↓
Etihad Guest Premium Credit Card44.28% APR↓
ADIB Booking Signature Card45.63% APR↑
Cash Advance Fee
Business Visa Platinum Covered CardNot listed
Flex Elite Covered CardAED 3.15•
Etihad Guest Premium Credit CardAED 3.15•
ADIB Booking Signature CardNot listed
Cashback and rewards
Rewards
Business Visa Platinum Covered Card
miles - rewardsType: miles- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
ADIB Booking Signature Card
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Reward Rate
Business Visa Platinum Covered Card
- miles - rewardsType: miles
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
ADIB Booking Signature Card
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Welcome Bonus
Business Visa Platinum Covered Card
- miles - rewardsType: miles
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
ADIB Booking Signature Card
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Travel
Airport Lounge Access
Business Visa Platinum Covered Cardmentioned
Flex Elite Covered CardUnlimited access to 1,200+ lounges worldwide
Etihad Guest Premium Credit Cardmentioned
ADIB Booking Signature CardNot listed
Valet Parking
Business Visa Platinum Covered CardNot listed
Flex Elite Covered CardNot listed
Etihad Guest Premium Credit CardNot listed
ADIB Booking Signature CardFree valet parking two times a month
Card Network
Business Visa Platinum Covered CardVisa
Flex Elite Covered CardVisa
Etihad Guest Premium Credit CardVisa
ADIB Booking Signature CardVisa
Card type
Sharia Compliant
Business Visa Platinum Covered CardYes
Flex Elite Covered CardYes
Etihad Guest Premium Credit CardYes
ADIB Booking Signature CardYes
Islamic
Business Visa Platinum Covered CardYes
Flex Elite Covered CardYes
Etihad Guest Premium Credit CardYes
ADIB Booking Signature CardYes
Other useful facts
APR
Business Visa Platinum Covered Card45.63%↑
Flex Elite Covered Card44.28%↓
Etihad Guest Premium Credit Card44.28%↓
ADIB Booking Signature Card45.63%↑
Monthly purchase rate
Business Visa Platinum Covered Card3%↓
Flex Elite Covered CardNot listed
Etihad Guest Premium Credit CardNot listed
ADIB Booking Signature Card3.75%↑
Movie Benefit
Business Visa Platinum Covered CardNot listed
Flex Elite Covered CardRoxy Cinemas
Etihad Guest Premium Credit CardMovie Offers
ADIB Booking Signature CardNot listed
Minimum Balance
Business Visa Platinum Covered Card4
Flex Elite Covered CardNot listed
Etihad Guest Premium Credit CardNot listed
ADIB Booking Signature CardNot listed
Account Opening Fee
Business Visa Platinum Covered CardFree for Wasel Accountholders
Flex Elite Covered CardNot listed
Etihad Guest Premium Credit CardNot listed
ADIB Booking Signature CardNot listed
Expected Profit Rate Q S A
Business Visa Platinum Covered Card6.5%
Flex Elite Covered CardNot listed
Etihad Guest Premium Credit CardNot listed
ADIB Booking Signature CardNot listed
Expected Profit Rate D P A
Business Visa Platinum Covered Card5.5%
Flex Elite Covered CardNot listed
Etihad Guest Premium Credit CardNot listed
ADIB Booking Signature CardNot listed
V A T
Business Visa Platinum Covered Card5%
Flex Elite Covered CardNot listed
Etihad Guest Premium Credit CardNot listed
ADIB Booking Signature Card5%
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Business Visa Platinum Covered CardAbu Dhabi Islamic Bank | Flex Elite Covered CardEmirates Islamic | Etihad Guest Premium Credit CardEmirates Islamic | ADIB Booking Signature CardAbu Dhabi Islamic Bank |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | Not listed | AED 15,000• | AED 20,000↑ | AED 5,000↓ |
| Required Documents |
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| Fees and rates | ||||
| Annual Fee | AED 0↓ | AED 735• | AED 2,625↑ | AED 299• |
| First Year Annual Fee | AED 0• | AED 0• | AED 0• | Not listed |
| Foreign Transaction Fee | Not listed | 2.34%↓ | 2.34%↓ | 3%↑ |
| APR | 45.63% APR↑ | 44.28% APR↓ | 44.28% APR↓ | 45.63% APR↑ |
| Cash Advance Fee | Not listed | AED 3.15• | AED 3.15• | Not listed |
| Cashback and rewards | ||||
| Rewards |
|
|
|
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| Reward Rate |
|
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| Welcome Bonus |
|
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| Travel | ||||
| Airport Lounge Access | mentioned | Unlimited access to 1,200+ lounges worldwide | mentioned | Not listed |
| Valet Parking | Not listed | Not listed | Not listed | Free valet parking two times a month |
| Card Network | Visa | Visa | Visa | Visa |
| Card type | ||||
| Sharia Compliant | Yes | Yes | Yes | Yes |
| Islamic | Yes | Yes | Yes | Yes |
| Other useful facts | ||||
| APR | 45.63%↑ | 44.28%↓ | 44.28%↓ | 45.63%↑ |
| Monthly purchase rate | 3%↓ | Not listed | Not listed | 3.75%↑ |
| Movie Benefit | Not listed | Roxy Cinemas | Movie Offers | Not listed |
| Minimum Balance | 4 | Not listed | Not listed | Not listed |
| Account Opening Fee | Free for Wasel Accountholders | Not listed | Not listed | Not listed |
| Expected Profit Rate Q S A | 6.5% | Not listed | Not listed | Not listed |
| Expected Profit Rate D P A | 5.5% | Not listed | Not listed | Not listed |
| V A T | 5% | Not listed | Not listed | 5% |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Business Visa Platinum Covered CardCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | AED 0 | Not listed | 45.63% APR | Not listed | Cashback Miles Lounge Travel Islamic Low fee | Visa | Details | |
|
Flex Elite Covered CardCashback · Miles · Lounge
|
Emirates Islamic | AED 735 | AED 15,000 | 44.28% APR | AED 3.75 | CashbackMilesLoungeTravel CinemaIslamicLow fee | Visa | Details | |
|
Etihad Guest Premium Credit CardCashback · Miles · Lounge
|
Emirates Islamic | AED 2,625 | AED 20,000 | 44.28% APR | Up to 3.5 Etihad Guest Miles per USD spent | CashbackMilesLoungeTravelCinemaIslamicLow fee | Visa | Details | |
|
ADIB Booking Signature CardCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | AED 299 | AED 5,000 | 45.63% APR | AED 0.5 | CashbackMilesLoungeTravelIslamicLow fee | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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