Abu Dhabi Commercial Bank
Traveller Credit Card
- Salary
- AED 20,000
- Fee
- AED 1,575
- Reward
- cashback
Card comparison
Traveller Credit Card vs Etihad Guest Premium Credit Card vs Skywards Infinite Credit Card vs Flex Elite Covered Card
Compare Traveller Credit Card from Abu Dhabi Commercial Bank, Etihad Guest Premium Credit Card from Emirates Islamic, Skywards Infinite Credit Card from…
Abu Dhabi Commercial Bank
Traveller Credit Card
Emirates Islamic
Etihad Guest Premium Credit Card
- Salary
- AED 20,000
- Fee
- AED 2,625
- Reward
- Etihad Guest Miles
Emirates Islamic
Skywards Infinite Credit Card
- Salary
- AED 25,000
- Fee
- AED 2,100
- Reward
- Skywards Miles
Emirates Islamic
Flex Elite Covered Card
- Salary
- AED 15,000
- Fee
- AED 735
- Reward
- EI SmartMiles
Side by side
Compare key facts
Traveller Credit CardAbu Dhabi Commercial BankEtihad Guest Premium Credit CardEmirates IslamicSkywards Infinite Credit CardEmirates IslamicFlex Elite Covered CardEmirates Islamic
Rewards
Reward details
Traveller Credit Card
Conditional cashback - 50% - Conditional or promotional cashback shown as 50%- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Skywards Infinite Credit Card
- Skywards Miles - Up to 2 Miles per USD - Earn up to 2 Skywards Miles per USD spent
- Miles
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Eligibility
Minimum Salary
Traveller Credit CardAED 20,000•
Etihad Guest Premium Credit CardAED 20,000•
Skywards Infinite Credit CardAED 25,000↑
Flex Elite Covered CardAED 15,000↓
Salary Transfer Required
Traveller Credit CardNo
Etihad Guest Premium Credit CardNot listed
Skywards Infinite Credit CardNot listed
Flex Elite Covered CardNot listed
Required Documents
Traveller Credit Card
Valid Emirates ID - Proof of identity- Latest 3 months salary certificate - Proof of income
- Bank statements for last 3 months - Proof of financial stability - Latest 3 months bank statements
Etihad Guest Premium Credit Card
- Proof of salary - Latest salary certificate or payslips - Minimum salary of AED 20,000
- ID proof - Valid Emirates ID or passport - A valid passport or Emirates ID
- Address proof - Utility bill or tenancy contract - Proof of address such as utility bill or tenancy contract
Skywards Infinite Credit Card
- Valid Emirates ID - Proof of identity
- Salary Certificate - Proof of income - Minimum salary AED 25,000
- Passport - Proof of nationality - A valid passport
- Bank Statements - Last 3 months - Latest 3 months bank statements
Flex Elite Covered Card
- Proof of salary - Latest salary certificate or payslips - Proof of salary: latest salary certificate or payslips
- Identity proof - Valid Emirates ID or passport
- Address proof - Utility bill or tenancy contract
Fees and rates
Annual Fee
Traveller Credit CardAED 1,575•
Etihad Guest Premium Credit CardAED 2,625↑
Skywards Infinite Credit CardAED 2,100•
Flex Elite Covered CardAED 735↓
First Year Annual Fee
Traveller Credit CardNot listed
Etihad Guest Premium Credit CardAED 0•
Skywards Infinite Credit CardAED 0•
Flex Elite Covered CardAED 0•
Foreign Transaction Fee
Traveller Credit Card2.99%↑
Etihad Guest Premium Credit Card2.34%↓
Skywards Infinite Credit Card2.34%↓
Flex Elite Covered Card2.34%↓
APR
Traveller Credit Card44.28% APR•
Etihad Guest Premium Credit Card44.28% APR•
Skywards Infinite Credit Card44.28% APR•
Flex Elite Covered Card44.28% APR•
Cash Advance Fee
Traveller Credit CardNot listed
Etihad Guest Premium Credit CardAED 3.15•
Skywards Infinite Credit CardAED 3.15•
Flex Elite Covered CardAED 3.15•
Cashback and rewards
Cashback details
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
Etihad Guest Premium Credit Card
- Cashback
Skywards Infinite Credit CardNot listed
Flex Elite Covered Card
- Cashback
Rewards
Traveller Credit Card
Conditional cashback - 50% - Conditional or promotional cashback shown as 50%- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Skywards Infinite Credit Card
- Skywards Miles - Up to 2 Miles per USD - Earn up to 2 Skywards Miles per USD spent
- Miles
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Reward Rate
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Skywards Infinite Credit Card
- Skywards Miles - Up to 2 Miles per USD - Earn up to 2 Skywards Miles per USD spent
- Miles
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Welcome Bonus
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Etihad Guest Premium Credit Card
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
- Up to 2-60% vouchers - Up to 2- 60% Etihad Guest Miles Discount Vouchers
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Skywards Infinite Credit Card
- Skywards Miles - Up to 2 Miles per USD - Earn up to 2 Skywards Miles per USD spent
- Miles
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Travel
Airport Lounge Access
Traveller Credit Cardmentioned
Etihad Guest Premium Credit Cardmentioned
Skywards Infinite Credit CardUnlimited access to 1,200+ lounges with a guest•
Flex Elite Covered CardUnlimited access to 1,200+ lounges worldwide•
Travel Insurance
Traveller Credit Cardmentioned
Etihad Guest Premium Credit CardNot listed
Skywards Infinite Credit CardNot listed
Flex Elite Covered CardNot listed
Card Network
Traveller Credit CardMastercard
Etihad Guest Premium Credit CardVisa
Skywards Infinite Credit CardVisa
Flex Elite Covered CardVisa
Lifestyle
Concierge
Traveller Credit Cardmentioned
Etihad Guest Premium Credit CardNot listed
Skywards Infinite Credit CardNot listed
Flex Elite Covered CardNot listed
Card type
Sharia Compliant
Traveller Credit CardNo
Etihad Guest Premium Credit CardYes
Skywards Infinite Credit CardYes
Flex Elite Covered CardYes
Islamic
Traveller Credit CardNo
Etihad Guest Premium Credit CardYes
Skywards Infinite Credit CardYes
Flex Elite Covered CardYes
Other useful facts
Minimum Credit Limit
Traveller Credit CardAED 30,000
Etihad Guest Premium Credit CardNot listed
Skywards Infinite Credit CardNot listed
Flex Elite Covered CardNot listed
APR
Traveller Credit Card44.28%•
Etihad Guest Premium Credit Card44.28%•
Skywards Infinite Credit Card44.28%•
Flex Elite Covered Card44.28%•
Monthly purchase rate
Traveller Credit Card3.69%
Etihad Guest Premium Credit CardNot listed
Skywards Infinite Credit CardNot listed
Flex Elite Covered CardNot listed
Movie Benefit
Traveller Credit Card50% cashback on movies tickets in AED spends
Etihad Guest Premium Credit CardMovie Offers
Skywards Infinite Credit CardMovie Offers
Flex Elite Covered CardRoxy Cinemas
Minimum Payment
Traveller Credit Card5% or AED 100, whichever is higher
Etihad Guest Premium Credit Card5% of closing balance outstanding or AED 100, whichever is higher
Skywards Infinite Credit Card5% of closing balance outstanding or AED 100, whichever is higher
Flex Elite Covered Card5% of closing balance outstanding or AED 100, whichever is higher
Cashback Frequency
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
Etihad Guest Premium Credit Card
- Cashback
Skywards Infinite Credit CardNot listed
Flex Elite Covered Card
- Cashback
Cashback Threshold A E D
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
Etihad Guest Premium Credit Card
- Cashback
Skywards Infinite Credit CardNot listed
Flex Elite Covered Card
- Cashback
Lounge Access Available
Traveller Credit Cardonly to Qualifying Cardholders
Etihad Guest Premium Credit CardNot listed
Skywards Infinite Credit CardNot listed
Flex Elite Covered CardNot listed
EligibilityFees & ratesCashback & rewardsTravelLifestyleCard typeOther useful facts
| Field | Traveller Credit CardAbu Dhabi Commercial Bank | Etihad Guest Premium Credit CardEmirates Islamic | Skywards Infinite Credit CardEmirates Islamic | Flex Elite Covered CardEmirates Islamic |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 20,000• | AED 20,000• | AED 25,000↑ | AED 15,000↓ |
| Salary Transfer Required | No | Not listed | Not listed | Not listed |
| Required Documents |
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|
| Fees and rates | ||||
| Annual Fee | AED 1,575• | AED 2,625↑ | AED 2,100• | AED 735↓ |
| First Year Annual Fee | Not listed | AED 0• | AED 0• | AED 0• |
| Foreign Transaction Fee | 2.99%↑ | 2.34%↓ | 2.34%↓ | 2.34%↓ |
| APR | 44.28% APR• | 44.28% APR• | 44.28% APR• | 44.28% APR• |
| Cash Advance Fee | Not listed | AED 3.15• | AED 3.15• | AED 3.15• |
| Cashback and rewards | ||||
| Cashback details |
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| Not listed |
|
| Rewards |
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| Reward Rate |
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| Welcome Bonus |
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| Travel | ||||
| Airport Lounge Access | mentioned | mentioned | Unlimited access to 1,200+ lounges with a guest• | Unlimited access to 1,200+ lounges worldwide• |
| Travel Insurance | mentioned | Not listed | Not listed | Not listed |
| Card Network | Mastercard | Visa | Visa | Visa |
| Lifestyle | ||||
| Concierge | mentioned | Not listed | Not listed | Not listed |
| Card type | ||||
| Sharia Compliant | No | Yes | Yes | Yes |
| Islamic | No | Yes | Yes | Yes |
| Other useful facts | ||||
| Minimum Credit Limit | AED 30,000 | Not listed | Not listed | Not listed |
| APR | 44.28%• | 44.28%• | 44.28%• | 44.28%• |
| Monthly purchase rate | 3.69% | Not listed | Not listed | Not listed |
| Movie Benefit | 50% cashback on movies tickets in AED spends | Movie Offers | Movie Offers | Roxy Cinemas |
| Minimum Payment | 5% or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher |
| Cashback Frequency |
|
| Not listed |
|
| Cashback Threshold A E D |
|
| Not listed |
|
| Lounge Access Available | only to Qualifying Cardholders | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback* | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
Traveller Credit CardCashback · Lounge · Groceries
|
Abu Dhabi Commercial Bank | AED 1,575 | AED 20,000 | 44.28% APR |
|       | Mastercard | Details | |
Etihad Guest Premium Credit CardCashback · Miles · Lounge
|
Emirates Islamic | AED 2,625 | AED 20,000 | 44.28% APR |
|  | Visa | Details | |
Skywards Infinite Credit CardMiles · Lounge · Groceries
|
Emirates Islamic | AED 2,100 | AED 25,000 | 44.28% APR | | Visa | Details | ||
Flex Elite Covered CardCashback · Miles · Lounge
|
Emirates Islamic | AED 735 | AED 15,000 | 44.28% APR |
| | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.