Abu Dhabi Commercial Bank
Shukran ADCB Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- 10%
Card comparison
Shukran ADCB Credit Card vs Platinum Credit Card vs Amazon Platinum Covered Card vs Flex Elite Covered Card
Compare Shukran ADCB Credit Card from Abu Dhabi Commercial Bank, Platinum Credit Card from Aafaq Islamic Finance, Amazon Platinum Covered Card from Emirates…
Abu Dhabi Commercial Bank
Shukran ADCB Credit Card
Aafaq Islamic Finance
Platinum Credit Card
- Salary
- AED 8,000
- Fee
- AED 0
- Reward
- Not listed
Emirates Islamic
Amazon Platinum Covered Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- Up to 6%
Emirates Islamic
Flex Elite Covered Card
- Salary
- AED 15,000
- Fee
- AED 735
- Reward
- EI SmartMiles
Side by side
Compare key facts
Shukran ADCB Credit CardAbu Dhabi Commercial BankPlatinum Credit CardAafaq Islamic FinanceAmazon Platinum Covered CardEmirates IslamicFlex Elite Covered CardEmirates Islamic
Rewards
Reward details
Shukran ADCB Credit Card
Cashback - 10% - Existing Fields: 'cashbackRate':'10%'- Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Eligibility
Minimum Salary
Shukran ADCB Credit CardAED 8,000•
Platinum Credit CardAED 8,000•
Amazon Platinum Covered CardAED 5,000↓
Flex Elite Covered CardAED 15,000↑
Salary Transfer Required
Shukran ADCB Credit CardNo
Platinum Credit CardNot listed
Amazon Platinum Covered CardNot listed
Flex Elite Covered CardNot listed
Required Documents
Shukran ADCB Credit Card
Valid ID - A valid Emirates ID or passport - Official product info indicates ID requirement- Proof of Income - Latest salary certificate or bank statements - Official documents required for eligibility
Platinum Credit Card
- Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
- Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
Amazon Platinum Covered Card
- Valid Emirates ID - Mandatory - A valid Emirates ID is required
- Salary Certificate - Mandatory - Latest salary certificate or proof of income
- Passport Copy - Mandatory - Copy of passport
- Bank Statements - Last 3 months - Latest 3 months bank statements
Flex Elite Covered Card
- Proof of salary - Latest salary certificate or payslips - Proof of salary: latest salary certificate or payslips
- Identity proof - Valid Emirates ID or passport
- Address proof - Utility bill or tenancy contract
Fees and rates
Annual Fee
Shukran ADCB Credit CardFree
Platinum Credit CardAED 0↓
Amazon Platinum Covered CardAED 0↓
Flex Elite Covered CardAED 735↑
First Year Annual Fee
Shukran ADCB Credit CardAED 0•
Platinum Credit CardNot listed
Amazon Platinum Covered CardAED 0•
Flex Elite Covered CardAED 0•
Foreign Transaction Fee
Shukran ADCB Credit Card3.35%↑
Platinum Credit Card2.5%•
Amazon Platinum Covered Card2.34%↓
Flex Elite Covered Card2.34%↓
APR
Shukran ADCB Credit Card44.28% APR↓
Platinum Credit Card47.88% APR↑
Amazon Platinum Covered Card44.28% APR↓
Flex Elite Covered Card44.28% APR↓
Cash Advance Fee
Shukran ADCB Credit CardNot listed
Platinum Credit CardAED 150↑
Amazon Platinum Covered CardAED 3.15↓
Flex Elite Covered CardAED 3.15↓
Late Payment Fee
Shukran ADCB Credit CardNot listed
Platinum Credit CardAED 230
Amazon Platinum Covered CardNot listed
Flex Elite Covered CardNot listed
Cashback and rewards
Rewards
Shukran ADCB Credit Card
Cashback - 10% - Existing Fields: 'cashbackRate':'10%'- Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Headline cashback
Shukran ADCB Credit Card
- Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
- The Shukran ADCB Credit Card offers cashback, rewards, and exclusive benefits including movie tickets, hotel discounts, and purchase protection.
- Up to 10%
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Amazon Platinum Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- Lower-entry Amazon cashback card with cinema and lounge benefits.
- The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
- Up to Up to 6%
Flex Elite Covered Card
- Cashback
Reward Rate
Shukran ADCB Credit Card
- Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
- Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Welcome Bonus
Shukran ADCB Credit Card
- Cashback - 10% - Existing Fields: 'cashbackRate':'10%'
- Welcome Bonus - Up to AED 1,200 - Existing Fields: 'welcomeOffer':'Up to AED 1,200 welcome bonus as Shukrans'
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Flex Elite Covered Card
- up to 3.75 EI SmartMiles per AED 1 - Up to 3.75 EI SmartMiles per AED 1 spend
- 75,000 EI SmartMiles + 100,000 EI SmartMiles - Earn up to AED 1,750 in EI SmartMiles with two bonus opportunities: receive 75,000 EI SmartMiles (worth AED 750) upon payment of AED 700 AMF, and an additional 100,000 EI SmartMiles (worth AED 1,000) on spends of AED 20,000 or more within 60 days of card open date
- Cashback
- Miles
- Lounge
- Travel
- Cinema
- Islamic
Travel
Airport Lounge Access
Shukran ADCB Credit CardNot listed
Platinum Credit CardYes
Amazon Platinum Covered Card4 complimentary visits worldwide↓
Flex Elite Covered CardUnlimited access to 1,200+ lounges worldwide↑
Valet Parking
Shukran ADCB Credit CardNot listed
Platinum Credit CardYes
Amazon Platinum Covered CardNot listed
Flex Elite Covered CardNot listed
Card Network
Shukran ADCB Credit CardVisa
Platinum Credit CardMastercard
Amazon Platinum Covered CardMastercard
Flex Elite Covered CardVisa
Card type
Sharia Compliant
Shukran ADCB Credit CardNo
Platinum Credit CardYes
Amazon Platinum Covered CardYes
Flex Elite Covered CardYes
Islamic
Shukran ADCB Credit CardNo
Platinum Credit CardNot listed
Amazon Platinum Covered CardYes
Flex Elite Covered CardYes
Other useful facts
Minimum Credit Limit
Shukran ADCB Credit CardAED 15,000
Platinum Credit CardNot listed
Amazon Platinum Covered CardNot listed
Flex Elite Covered CardNot listed
APR
Shukran ADCB Credit Card44.28%↓
Platinum Credit Card47.88%↑
Amazon Platinum Covered Card44.28%↓
Flex Elite Covered Card44.28%↓
Monthly purchase rate
Shukran ADCB Credit Card3.69%↓
Platinum Credit Card3.99%↑
Amazon Platinum Covered CardNot listed
Flex Elite Covered CardNot listed
Movie Benefit
Shukran ADCB Credit CardBuy-One-Get-One free on movie tickets at Reel Cinemas
Platinum Credit CardNot listed
Amazon Platinum Covered CardUp to 2 "Buy 1 Get 1" complimentary movie tickets every month
Flex Elite Covered CardRoxy Cinemas
Minimum Payment
Shukran ADCB Credit Card5% or AED 100, whichever is higher
Platinum Credit Card5% of monthly balance, minimum AED 100
Amazon Platinum Covered Card5% of closing balance outstanding or AED 100, whichever is higher
Flex Elite Covered Card5% of closing balance outstanding or AED 100, whichever is higher
Monthly Fee
Shukran ADCB Credit CardAED 125
Platinum Credit CardNot listed
Amazon Platinum Covered CardNot listed
Flex Elite Covered CardNot listed
Max Indemnity Limit
Shukran ADCB Credit Card200,000 AED
Platinum Credit CardNot listed
Amazon Platinum Covered CardNot listed
Flex Elite Covered CardNot listed
Top Up Life Limit
Shukran ADCB Credit Card200,000 AED
Platinum Credit CardNot listed
Amazon Platinum Covered CardNot listed
Flex Elite Covered CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Shukran ADCB Credit CardAbu Dhabi Commercial Bank | Platinum Credit CardAafaq Islamic Finance | Amazon Platinum Covered CardEmirates Islamic | Flex Elite Covered CardEmirates Islamic |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 8,000• | AED 8,000• | AED 5,000↓ | AED 15,000↑ |
| Salary Transfer Required | No | Not listed | Not listed | Not listed |
| Required Documents |
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| Fees and rates | ||||
| Annual Fee | Free | AED 0↓ | AED 0↓ | AED 735↑ |
| First Year Annual Fee | AED 0• | Not listed | AED 0• | AED 0• |
| Foreign Transaction Fee | 3.35%↑ | 2.5%• | 2.34%↓ | 2.34%↓ |
| APR | 44.28% APR↓ | 47.88% APR↑ | 44.28% APR↓ | 44.28% APR↓ |
| Cash Advance Fee | Not listed | AED 150↑ | AED 3.15↓ | AED 3.15↓ |
| Late Payment Fee | Not listed | AED 230 | Not listed | Not listed |
| Cashback and rewards | ||||
| Rewards |
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| Headline cashback |
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| Reward Rate |
|
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| Welcome Bonus |
|
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| Travel | ||||
| Airport Lounge Access | Not listed | Yes | 4 complimentary visits worldwide↓ | Unlimited access to 1,200+ lounges worldwide↑ |
| Valet Parking | Not listed | Yes | Not listed | Not listed |
| Card Network | Visa | Mastercard | Mastercard | Visa |
| Card type | ||||
| Sharia Compliant | No | Yes | Yes | Yes |
| Islamic | No | Not listed | Yes | Yes |
| Other useful facts | ||||
| Minimum Credit Limit | AED 15,000 | Not listed | Not listed | Not listed |
| APR | 44.28%↓ | 47.88%↑ | 44.28%↓ | 44.28%↓ |
| Monthly purchase rate | 3.69%↓ | 3.99%↑ | Not listed | Not listed |
| Movie Benefit | Buy-One-Get-One free on movie tickets at Reel Cinemas | Not listed | Up to 2 "Buy 1 Get 1" complimentary movie tickets every month | Roxy Cinemas |
| Minimum Payment | 5% or AED 100, whichever is higher | 5% of monthly balance, minimum AED 100 | 5% of closing balance outstanding or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher |
| Monthly Fee | AED 125 | Not listed | Not listed | Not listed |
| Max Indemnity Limit | 200,000 AED | Not listed | Not listed | Not listed |
| Top Up Life Limit | 200,000 AED | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Shukran ADCB Credit CardCashback · Lounge · Travel
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 44.28% APR | 10% | Cashback Lounge Travel Cinema Islamic Low fee | Visa | Details | |
|
Platinum Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 0 | AED 8,000 | 47.88% APR | Not listed | CashbackLounge DiningTravelCinemaIslamicLow fee | Mastercard | Details | |
|
Amazon Platinum Covered CardCashback · Lounge · Travel
|
Emirates Islamic | AED 0 | AED 5,000 | 44.28% APR | Up to 6% | CashbackLoungeTravelCinemaIslamicLow fee | Mastercard | Details | |
|
Flex Elite Covered CardCashback · Miles · Lounge
|
Emirates Islamic | AED 735 | AED 15,000 | 44.28% APR | AED 3.75 | Cashback MilesLoungeTravelCinemaIslamicLow fee | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.