Abu Dhabi Commercial Bank
Lulu Titanium Credit Card
- Salary
- AED 5,000
- Fee
- Free
- Reward
- rewards
Card comparison
Lulu Titanium Credit Card vs Platinum Credit Card vs TouchPoints Titanium/ Gold Credit Card vs Essential Cashback Credit Card
Compare Lulu Titanium Credit Card from Abu Dhabi Commercial Bank, Platinum Credit Card from Aafaq Islamic Finance, TouchPoints Titanium/ Gold Credit Card…
Abu Dhabi Commercial Bank
Lulu Titanium Credit Card
Aafaq Islamic Finance
Platinum Credit Card
- Salary
- AED 8,000
- Fee
- AED 0
- Reward
- Not listed
Abu Dhabi Commercial Bank
TouchPoints Titanium/ Gold Credit Card
- Salary
- AED 5,000
- Fee
- Free
- Reward
- rewards
Abu Dhabi Commercial Bank
Essential Cashback Credit Card
- Salary
- AED 5,000
- Fee
- Free
- Reward
- 1%
Side by side
Compare key facts
Lulu Titanium Credit CardAbu Dhabi Commercial BankPlatinum Credit CardAafaq Islamic FinanceTouchPoints Titanium/ Gold Credit CardAbu Dhabi Commercial BankEssential Cashback Credit CardAbu Dhabi Commercial Bank
Rewards
Reward details
Lulu Titanium Credit Card
Lounge- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
TouchPoints Titanium/ Gold Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Eligibility
Minimum Salary
Lulu Titanium Credit CardAED 5,000↓
Platinum Credit CardAED 8,000↑
TouchPoints Titanium/ Gold Credit CardAED 5,000↓
Essential Cashback Credit CardAED 5,000↓
Salary Transfer Required
Lulu Titanium Credit CardNo
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardNo
Essential Cashback Credit CardNo
Required Documents
Lulu Titanium Credit Card
Proof of salary - Latest 3 months salary certificate or bank statement - Latest 3 months bank statements- ID proof - Valid Emirates ID or passport - A valid passport
Platinum Credit Card
- Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
- Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
TouchPoints Titanium/ Gold Credit Card
- Valid Emirates ID - Mandatory - A valid Emirates ID
- Proof of income - Mandatory - Latest salary certificate or bank statements
- Passport copy - Mandatory - A copy of passport
Essential Cashback Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate or Bank Statements - Proof of income - Latest 3 months bank statements or salary certificate
Fees and rates
Annual Fee
Lulu Titanium Credit CardFree
Platinum Credit CardAED 0
TouchPoints Titanium/ Gold Credit CardFree
Essential Cashback Credit CardFree
Joining Fee
Lulu Titanium Credit CardNot listed
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardNot listed
Essential Cashback Credit Cardfree
Foreign Transaction Fee
Lulu Titanium Credit Card2.99%↑
Platinum Credit Card2.5%↓
TouchPoints Titanium/ Gold Credit Card2.99%↑
Essential Cashback Credit Card2.99%↑
APR
Lulu Titanium Credit Card44.28% APR↓
Platinum Credit Card47.88% APR↑
TouchPoints Titanium/ Gold Credit Card44.28% APR↓
Essential Cashback Credit Card44.28% APR↓
Cash Advance Fee
Lulu Titanium Credit CardNot listed
Platinum Credit CardAED 150
TouchPoints Titanium/ Gold Credit CardNot listed
Essential Cashback Credit CardNot listed
Late Payment Fee
Lulu Titanium Credit CardNot listed
Platinum Credit CardAED 230
TouchPoints Titanium/ Gold Credit CardNot listed
Essential Cashback Credit CardNot listed
Cashback and rewards
Rewards
Lulu Titanium Credit Card
Lounge- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
TouchPoints Titanium/ Gold Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Headline cashback
Lulu Titanium Credit CardNot listed
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
TouchPoints Titanium/ Gold Credit CardNot listed
Essential Cashback Credit Card
- 1% cashback on all purchasess
- Up to AED 1000 cashback every month
- 1% cashback on all purchases
- Up to AED 70 cashback per month on movies tickets purchased online
- Cashback on booking.com
- Transform daily spends into cashback
Welcome Bonus
Lulu Titanium Credit Card
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
TouchPoints Titanium/ Gold Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Travel
Airport Lounge Access
Lulu Titanium Credit Cardmentioned
Platinum Credit CardYes
TouchPoints Titanium/ Gold Credit CardNot listed
Essential Cashback Credit Cardmentioned
Valet Parking
Lulu Titanium Credit CardNot listed
Platinum Credit CardYes
TouchPoints Titanium/ Gold Credit CardNot listed
Essential Cashback Credit CardNot listed
Card Network
Lulu Titanium Credit CardMastercard
Platinum Credit CardMastercard
TouchPoints Titanium/ Gold Credit CardMastercard
Essential Cashback Credit CardVisa
Card type
Sharia Compliant
Lulu Titanium Credit CardNo
Platinum Credit CardYes
TouchPoints Titanium/ Gold Credit CardNo
Essential Cashback Credit CardNo
Islamic
Lulu Titanium Credit CardNo
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardNo
Essential Cashback Credit CardNo
Other useful facts
Minimum Credit Limit
Lulu Titanium Credit CardAED 3,000•
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardAED 3,000•
Essential Cashback Credit CardAED 3,000•
APR
Lulu Titanium Credit Card44.28%↓
Platinum Credit Card47.88%↑
TouchPoints Titanium/ Gold Credit Card44.28%↓
Essential Cashback Credit Card44.28%↓
Monthly purchase rate
Lulu Titanium Credit Card3.69%↓
Platinum Credit Card3.99%↑
TouchPoints Titanium/ Gold Credit Card3.69%↓
Essential Cashback Credit Card3.69%↓
Movie Benefit
Lulu Titanium Credit CardNot listed
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardBuy1-Get1 free movie tickets at VOX cinemas
Essential Cashback Credit CardNot listed
Minimum Payment
Lulu Titanium Credit Card5% or AED 100, whichever is higher
Platinum Credit Card5% of monthly balance, minimum AED 100
TouchPoints Titanium/ Gold Credit Card5% or AED 100, whichever is higher
Essential Cashback Credit Card5% or AED 100, whichever is higher
Lounge Access
Lulu Titanium Credit CardADCB Lulu Platinum Credit Cards
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardADCB Lulu Platinum Credit Cards
Essential Cashback Credit CardADCB Lulu Platinum Credit Cards
Reward Points Program
Lulu Titanium Credit Card
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
TouchPoints Titanium/ Gold Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Reward Points
Lulu Titanium Credit Card
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
TouchPoints Titanium/ Gold Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Lulu Titanium Credit CardAbu Dhabi Commercial Bank | Platinum Credit CardAafaq Islamic Finance | TouchPoints Titanium/ Gold Credit CardAbu Dhabi Commercial Bank | Essential Cashback Credit CardAbu Dhabi Commercial Bank |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 5,000↓ | AED 8,000↑ | AED 5,000↓ | AED 5,000↓ |
| Salary Transfer Required | No | Not listed | No | No |
| Required Documents |
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| Fees and rates | ||||
| Annual Fee | Free | AED 0 | Free | Free |
| Joining Fee | Not listed | Not listed | Not listed | free |
| Foreign Transaction Fee | 2.99%↑ | 2.5%↓ | 2.99%↑ | 2.99%↑ |
| APR | 44.28% APR↓ | 47.88% APR↑ | 44.28% APR↓ | 44.28% APR↓ |
| Cash Advance Fee | Not listed | AED 150 | Not listed | Not listed |
| Late Payment Fee | Not listed | AED 230 | Not listed | Not listed |
| Cashback and rewards | ||||
| Rewards |
|
|
|
|
| Headline cashback | Not listed |
| Not listed |
|
| Welcome Bonus |
|
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|
|
| Travel | ||||
| Airport Lounge Access | mentioned | Yes | Not listed | mentioned |
| Valet Parking | Not listed | Yes | Not listed | Not listed |
| Card Network | Mastercard | Mastercard | Mastercard | Visa |
| Card type | ||||
| Sharia Compliant | No | Yes | No | No |
| Islamic | No | Not listed | No | No |
| Other useful facts | ||||
| Minimum Credit Limit | AED 3,000• | Not listed | AED 3,000• | AED 3,000• |
| APR | 44.28%↓ | 47.88%↑ | 44.28%↓ | 44.28%↓ |
| Monthly purchase rate | 3.69%↓ | 3.99%↑ | 3.69%↓ | 3.69%↓ |
| Movie Benefit | Not listed | Not listed | Buy1-Get1 free movie tickets at VOX cinemas | Not listed |
| Minimum Payment | 5% or AED 100, whichever is higher | 5% of monthly balance, minimum AED 100 | 5% or AED 100, whichever is higher | 5% or AED 100, whichever is higher |
| Lounge Access | ADCB Lulu Platinum Credit Cards | Not listed | ADCB Lulu Platinum Credit Cards | ADCB Lulu Platinum Credit Cards |
| Reward Points Program |
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| Reward Points |
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Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Lulu Titanium Credit CardLounge · Dining · Travel
|
Abu Dhabi Commercial Bank | Free | AED 5,000 | 44.28% APR | Not listed |  Lounge Dining Travel Cinema Islamic Low fee | Mastercard | Details | |
|
Platinum Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 0 | AED 8,000 | 47.88% APR | Not listed | CashbackLoungeDiningTravelCinemaIslamicLow fee | Mastercard | Details | |
|
TouchPoints Titanium/ Gold Credit CardMiles · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 5,000 | 44.28% APR | Not listed |  MilesLoungeDiningTravelCinemaIslamicLow fee | Mastercard | Details | |
|
Essential Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 5,000 | 44.28% APR | 1% | CashbackLoungeDiningTravelCinemaIslamicLow fee | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.