Abu Dhabi Commercial Bank
Essential Cashback Credit Card
- Salary
- AED 5,000
- Fee
- Free
- Reward
- 1%
Card comparison
Essential Cashback Credit Card vs Platinum Credit Card vs U by Emaar Family Credit Card vs Amazon Platinum Covered Card
Compare Essential Cashback Credit Card from Abu Dhabi Commercial Bank, Platinum Credit Card from Aafaq Islamic Finance, U by Emaar Family Credit Card from…
Abu Dhabi Commercial Bank
Essential Cashback Credit Card
Aafaq Islamic Finance
Platinum Credit Card
- Salary
- AED 8,000
- Fee
- AED 0
- Reward
- Not listed
Emirates NBD
U by Emaar Family Credit Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- rewards
Emirates Islamic
Amazon Platinum Covered Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- Up to 6%
Side by side
Compare key facts
Essential Cashback Credit CardAbu Dhabi Commercial BankPlatinum Credit CardAafaq Islamic FinanceU by Emaar Family Credit CardEmirates NBDAmazon Platinum Covered CardEmirates Islamic
Rewards
Reward details
Essential Cashback Credit Card
Cashback- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
U by Emaar Family Credit Card
- Earn up to 5% back on your spends
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Eligibility
Minimum Salary
Essential Cashback Credit CardAED 5,000↓
Platinum Credit CardAED 8,000↑
U by Emaar Family Credit CardAED 5,000↓
Amazon Platinum Covered CardAED 5,000↓
Salary Transfer Required
Essential Cashback Credit CardNo
Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardNot listed
Required Documents
Essential Cashback Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID- Salary Certificate or Bank Statements - Proof of income - Latest 3 months bank statements or salary certificate
- Bank Name - ADCB Islamic Banking
- Beneficiary Name - as per other Bank records
- Credit Card No. - specified by applicant
- rewardPoints - Valid Lulu Card - rewardPoints: Valid Lulu Card
Platinum Credit Card
- Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
- Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
U by Emaar Family Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate or Salary Transfer Letter - Proof of income - Salary certificate or salary transfer letter
- Passport copy - Proof of identity and residence - A copy of passport
Amazon Platinum Covered Card
- Valid Emirates ID - Mandatory - A valid Emirates ID is required
- Salary Certificate - Mandatory - Latest salary certificate or proof of income
- Passport Copy - Mandatory - Copy of passport
- Bank Statements - Last 3 months - Latest 3 months bank statements
Fees and rates
Annual Fee
Essential Cashback Credit CardFree
Platinum Credit CardAED 0•
U by Emaar Family Credit CardAED 0•
Amazon Platinum Covered CardAED 0•
Joining Fee
Essential Cashback Credit Cardfree
Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardNot listed
Foreign Transaction Fee
Essential Cashback Credit Card2.99%
Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardNot listed
Interest / profit rate
Essential Cashback Credit Card3.69%•
Platinum Credit Card3.99%↑
U by Emaar Family Credit Card3.49%↓
Amazon Platinum Covered CardNot listed
Cashback and rewards
Rewards
Essential Cashback Credit Card
Cashback- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
U by Emaar Family Credit Card
- Earn up to 5% back on your spends
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Headline cashback
Essential Cashback Credit Card
- 1% cashback on all purchasess
- Up to AED 1000 cashback every month
- 1% cashback on all purchases
- Up to AED 70 cashback per month on movies tickets purchased online
- Cashback on booking.com
- Transform your daily spends into cashback
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
U by Emaar Family Credit Card
- It provides up to 5% cashback, discounts, and exclusive benefits tailored for families and Emaar property owners.
Amazon Platinum Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
- Up to Up to 6%
Welcome Bonus
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
U by Emaar Family Credit Card
- Earn up to 5% back on your spends
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Travel
Airport Lounge Access
Essential Cashback Credit Cardmentioned
Platinum Credit CardYes
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered Cardmentioned
Travel Insurance
Essential Cashback Credit CardNot listed
Platinum Credit CardNot listed
U by Emaar Family Credit CardYes
Amazon Platinum Covered CardNot listed
Valet Parking
Essential Cashback Credit CardNot listed
Platinum Credit CardYes
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardNot listed
Card Network
Essential Cashback Credit CardVisa
Platinum Credit CardMastercard
U by Emaar Family Credit CardVisa
Amazon Platinum Covered CardMastercard
Card type
Sharia Compliant
Essential Cashback Credit CardNo
Platinum Credit CardYes
U by Emaar Family Credit CardNo
Amazon Platinum Covered CardYes
Other useful facts
Minimum Credit Limit
Essential Cashback Credit CardAED 3,000
Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardNot listed
APR / annual profit rate
Essential Cashback Credit Card3.69%
Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardNot listed
Movie Benefit
Essential Cashback Credit CardNot listed
Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardUp to 2 "Buy 1 Get 1" complimentary movie tickets every month
Minimum Payment
Essential Cashback Credit Card5%
Platinum Credit Card5%
U by Emaar Family Credit Card5%
Amazon Platinum Covered CardNot listed
Monthly Fee Including V A T
Essential Cashback Credit Card288.75%
Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardNot listed
Monthly Fee Before V A T
Essential Cashback Credit Card275%
Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardNot listed
Vat Amount
Essential Cashback Credit CardAED 13.75
Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardNot listed
Package Change Fee
Essential Cashback Credit Cardlevied
Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
Amazon Platinum Covered CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Essential Cashback Credit CardAbu Dhabi Commercial Bank | Platinum Credit CardAafaq Islamic Finance | U by Emaar Family Credit CardEmirates NBD | Amazon Platinum Covered CardEmirates Islamic |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 5,000↓ | AED 8,000↑ | AED 5,000↓ | AED 5,000↓ |
| Salary Transfer Required | No | Not listed | Not listed | Not listed |
| Required Documents |
|
|
|
|
| Fees and rates | ||||
| Annual Fee | Free | AED 0• | AED 0• | AED 0• |
| Joining Fee | free | Not listed | Not listed | Not listed |
| Foreign Transaction Fee | 2.99% | Not listed | Not listed | Not listed |
| Interest / profit rate | 3.69%• | 3.99%↑ | 3.49%↓ | Not listed |
| Cashback and rewards | ||||
| Rewards |
|
|
|
|
| Headline cashback |
|
|
|
|
| Welcome Bonus |
|
|
|
|
| Travel | ||||
| Airport Lounge Access | mentioned | Yes | Not listed | mentioned |
| Travel Insurance | Not listed | Not listed | Yes | Not listed |
| Valet Parking | Not listed | Yes | Not listed | Not listed |
| Card Network | Visa | Mastercard | Visa | Mastercard |
| Card type | ||||
| Sharia Compliant | No | Yes | No | Yes |
| Other useful facts | ||||
| Minimum Credit Limit | AED 3,000 | Not listed | Not listed | Not listed |
| APR / annual profit rate | 3.69% | Not listed | Not listed | Not listed |
| Movie Benefit | Not listed | Not listed | Not listed | Up to 2 "Buy 1 Get 1" complimentary movie tickets every month |
| Minimum Payment | 5% | 5% | 5% | Not listed |
| Monthly Fee Including V A T | 288.75% | Not listed | Not listed | Not listed |
| Monthly Fee Before V A T | 275% | Not listed | Not listed | Not listed |
| Vat Amount | AED 13.75 | Not listed | Not listed | Not listed |
| Package Change Fee | levied | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | Interest rate | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Essential Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 5,000 | 3.69% | 1% | Cashback Lounge Dining Travel Cinema Islamic Low fee | Visa | Details | |
|
Platinum Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 0 | AED 8,000 | 3.99% | Not listed | CashbackLoungeDiningTravelCinemaIslamicLow fee | Mastercard | Details | |
|
U by Emaar Family Credit CardCashback · Lounge · Dining
|
Emirates NBD | AED 0 | AED 5,000 | 3.49% | Not listed | CashbackLoungeDiningTravelCinemaLow fee | Visa | Details | |
|
Amazon Platinum Covered CardCashback · Lounge · Travel
|
Emirates Islamic | AED 0 | AED 5,000 | Not listed | Up to 6% | CashbackLoungeTravelCinemaIslamicLow fee | Mastercard | Details |
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.