Aafaq Islamic Finance
World Elite Credit Card
- Salary
- AED 20,000
- Fee
- AED 1,000
- Reward
- 1%
Card comparison
World Elite Credit Card vs DIB SHAMS Infinite Covered Card vs Traveller Credit Card vs RAKBANK World Credit Card
Compare World Elite Credit Card from Aafaq Islamic Finance, DIB SHAMS Infinite Covered Card from Dubai Islamic Bank, Traveller Credit Card from Abu Dhabi…
Aafaq Islamic Finance
World Elite Credit Card
Dubai Islamic Bank
DIB SHAMS Infinite Covered Card
- Salary
- AED 20,000
- Fee
- AED 733.95
- Reward
- Wala'a Rewards cashback and lifestyle benefits
Abu Dhabi Commercial Bank
Traveller Credit Card
- Salary
- AED 20,000
- Fee
- AED 1,575
- Reward
- cashback
RAKBANK
RAKBANK World Credit Card
- Salary
- AED 20,000
- Fee
- AED 0
- Reward
- Up to 10%
Side by side
Compare key facts
World Elite Credit CardAafaq Islamic FinanceDIB SHAMS Infinite Covered CardDubai Islamic BankTraveller Credit CardAbu Dhabi Commercial BankRAKBANK World Credit CardRAKBANK
Rewards
Reward details
World Elite Credit Card
Cashback - 1% - cashback rate of 1%- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
DIB SHAMS Infinite Covered Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Islamic
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
RAKBANK World Credit Card
- 10% cashback on travel spend capped at AED 400 per month
- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
- Minimum monthly spend of AED 10,000 is required to earn cashback
- Cashback
Eligibility
Minimum Salary
World Elite Credit CardAED 20,000•
DIB SHAMS Infinite Covered CardAED 20,000•
Traveller Credit CardAED 20,000•
RAKBANK World Credit CardAED 20,000•
Salary Transfer Required
World Elite Credit CardNot listed
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit CardNo
RAKBANK World Credit CardNot listed
Required Documents
World Elite Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID- Salary Certificate or Bank Statements - Proof of income - Latest salary certificate or bank statements
- Passport - Proof of residence - Valid passport
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit Card
- Valid Emirates ID - Proof of identity
- Latest 3 months salary certificate - Proof of income
- Bank statements for last 3 months - Proof of financial stability - Latest 3 months bank statements
RAKBANK World Credit Card
- Proof of salary - Latest salary certificate or bank statement - Minimum monthly salary AED 20,000
- Identity proof - Valid Emirates ID or passport - A valid passport
Fees and rates
Annual Fee
World Elite Credit CardAED 1,000•
DIB SHAMS Infinite Covered CardAED 733.95•
Traveller Credit CardAED 1,575↑
RAKBANK World Credit CardAED 0↓
Joining Fee
World Elite Credit CardNot listed
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit CardNot listed
RAKBANK World Credit CardAED 5,000
First Year Annual Fee
World Elite Credit CardAED 0•
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit CardNot listed
RAKBANK World Credit CardAED 0•
Foreign Transaction Fee
World Elite Credit Card2.5%↓
DIB SHAMS Infinite Covered Card3.7%↑
Traveller Credit Card2.99%•
RAKBANK World Credit Card2.57%•
APR
World Elite Credit Card47.88% APR↑
DIB SHAMS Infinite Covered Card44.28% APR•
Traveller Credit Card44.28% APR•
RAKBANK World Credit Card43.8% APR↓
Cash Advance Fee
World Elite Credit CardAED 150↑
DIB SHAMS Infinite Covered CardAED 94.5•
Traveller Credit CardNot listed
RAKBANK World Credit CardAED 3.31↓
Late Payment Fee
World Elite Credit CardAED 230↓
DIB SHAMS Infinite Covered CardAED 236.25•
Traveller Credit CardNot listed
RAKBANK World Credit CardAED 241.5↑
Cashback and rewards
Cashback details
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
DIB SHAMS Infinite Covered Card5%↓
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
RAKBANK World Credit Card
- 10% cashback on travel spend capped at AED 400 per month
- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
Rewards
World Elite Credit Card
Cashback - 1% - cashback rate of 1%- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
DIB SHAMS Infinite Covered Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Islamic
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
RAKBANK World Credit Card
- 10% cashback on travel spend capped at AED 400 per month
- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
- Minimum monthly spend of AED 10,000 is required to earn cashback
- Cashback
Headline cashback
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
RAKBANK World Credit Card
- 10% cashback on travel spend capped at AED 400 per month
- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
Welcome Bonus
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
DIB SHAMS Infinite Covered Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Islamic
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
RAKBANK World Credit Card
- 10% cashback on travel spend capped at AED 400 per month
- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
- Minimum monthly spend of AED 10,000 is required to earn cashback
- Cashback
Travel
Airport Lounge Access
World Elite Credit CardYes
DIB SHAMS Infinite Covered CardYes
Traveller Credit Cardmentioned
RAKBANK World Credit Cardmentioned
Travel Insurance
World Elite Credit CardNot listed
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit Cardmentioned
RAKBANK World Credit CardTravel insurance benefits are listed on the card page
Valet Parking
World Elite Credit CardYes
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit CardNot listed
RAKBANK World Credit CardNot listed
Card Network
World Elite Credit CardMastercard
DIB SHAMS Infinite Covered CardMastercard
Traveller Credit CardMastercard
RAKBANK World Credit CardMastercard
Lifestyle
Concierge
World Elite Credit CardNot listed
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit Cardmentioned
RAKBANK World Credit CardNot listed
Card type
Sharia Compliant
World Elite Credit CardYes
DIB SHAMS Infinite Covered CardYes
Traveller Credit CardNo
RAKBANK World Credit CardYes
Islamic
World Elite Credit CardNot listed
DIB SHAMS Infinite Covered CardYes
Traveller Credit CardNo
RAKBANK World Credit CardNot listed
Other useful facts
Minimum Credit Limit
World Elite Credit CardNot listed
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit CardAED 30,000
RAKBANK World Credit CardNot listed
APR
World Elite Credit Card47.88%↑
DIB SHAMS Infinite Covered Card44.28%•
Traveller Credit Card44.28%•
RAKBANK World Credit Card43.8%↓
Monthly purchase rate
World Elite Credit Card3.99%↑
DIB SHAMS Infinite Covered Card3.69%↓
Traveller Credit Card3.69%↓
RAKBANK World Credit CardNot listed
Movie Benefit
World Elite Credit CardNot listed
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit Card50% cashback on movies tickets in AED spends
RAKBANK World Credit CardVOX Cinema offers are listed on the card page
Minimum Payment
World Elite Credit Card5% of monthly balance, minimum AED 100
DIB SHAMS Infinite Covered Card5% of principal balance plus instalments and applicable fees, or AED 100, whichever is higher
Traveller Credit Card5% or AED 100, whichever is higher
RAKBANK World Credit Card100%
Valet Parking Limit
World Elite Credit CardUp to 6 times/month
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit CardNot listed
RAKBANK World Credit CardNot listed
Minimum Monthly Spend
World Elite Credit CardAED 8,000
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit CardNot listed
RAKBANK World Credit CardNot listed
Cashback
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
DIB SHAMS Infinite Covered CardNot listed
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
RAKBANK World Credit Card
- 10% cashback on travel spend capped at AED 400 per month
- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
EligibilityFees & ratesCashback & rewardsTravelLifestyleCard typeOther useful facts
| Field | World Elite Credit CardAafaq Islamic Finance | DIB SHAMS Infinite Covered CardDubai Islamic Bank | Traveller Credit CardAbu Dhabi Commercial Bank | RAKBANK World Credit CardRAKBANK |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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|
|
| Eligibility | ||||
| Minimum Salary | AED 20,000• | AED 20,000• | AED 20,000• | AED 20,000• |
| Salary Transfer Required | Not listed | Not listed | No | Not listed |
| Required Documents |
| Not listed |
|
|
| Fees and rates | ||||
| Annual Fee | AED 1,000• | AED 733.95• | AED 1,575↑ | AED 0↓ |
| Joining Fee | Not listed | Not listed | Not listed | AED 5,000 |
| First Year Annual Fee | AED 0• | Not listed | Not listed | AED 0• |
| Foreign Transaction Fee | 2.5%↓ | 3.7%↑ | 2.99%• | 2.57%• |
| APR | 47.88% APR↑ | 44.28% APR• | 44.28% APR• | 43.8% APR↓ |
| Cash Advance Fee | AED 150↑ | AED 94.5• | Not listed | AED 3.31↓ |
| Late Payment Fee | AED 230↓ | AED 236.25• | Not listed | AED 241.5↑ |
| Cashback and rewards | ||||
| Cashback details |
| 5%↓ |
|
|
| Rewards |
|
|
|
|
| Headline cashback |
| Not listed |
|
|
| Welcome Bonus |
|
|
|
|
| Travel | ||||
| Airport Lounge Access | Yes | Yes | mentioned | mentioned |
| Travel Insurance | Not listed | Not listed | mentioned | Travel insurance benefits are listed on the card page |
| Valet Parking | Yes | Not listed | Not listed | Not listed |
| Card Network | Mastercard | Mastercard | Mastercard | Mastercard |
| Lifestyle | ||||
| Concierge | Not listed | Not listed | mentioned | Not listed |
| Card type | ||||
| Sharia Compliant | Yes | Yes | No | Yes |
| Islamic | Not listed | Yes | No | Not listed |
| Other useful facts | ||||
| Minimum Credit Limit | Not listed | Not listed | AED 30,000 | Not listed |
| APR | 47.88%↑ | 44.28%• | 44.28%• | 43.8%↓ |
| Monthly purchase rate | 3.99%↑ | 3.69%↓ | 3.69%↓ | Not listed |
| Movie Benefit | Not listed | Not listed | 50% cashback on movies tickets in AED spends | VOX Cinema offers are listed on the card page |
| Minimum Payment | 5% of monthly balance, minimum AED 100 | 5% of principal balance plus instalments and applicable fees, or AED 100, whichever is higher | 5% or AED 100, whichever is higher | 100% |
| Valet Parking Limit | Up to 6 times/month | Not listed | Not listed | Not listed |
| Minimum Monthly Spend | AED 8,000 | Not listed | Not listed | Not listed |
| Cashback |
| Not listed |
|
|
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
World Elite Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 1,000 | AED 20,000 | 47.88% APR | 1% | Cashback Lounge Dining Travel Islamic Low fee | Mastercard | Details | |
|
DIB SHAMS Infinite Covered CardCashback · Miles · Lounge
|
Dubai Islamic Bank | AED 733.95 | AED 20,000 | 44.28% APR | Not listed | Cashback MilesLoungeDiningTravelIslamic | Mastercard | Details | |
|
Traveller Credit CardCashback · Lounge · Groceries
|
Abu Dhabi Commercial Bank | AED 1,575 | AED 20,000 | 44.28% APR | Not listed | CashbackLounge GroceriesTravel CinemaIslamicLow fee | Mastercard | Details | |
|
RAKBANK World Credit CardCashback · Lounge · Dining
|
RAKBANK | AED 0 | AED 20,000 | 43.8% APR | Up to 10% | CashbackLoungeDiningGroceriesTravelLow fee | Mastercard | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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