Aafaq Islamic Finance
Platinum Credit Card
- Salary
- AED 8,000
- Fee
- AED 0
- Reward
- Not listed
Card comparison
Platinum Credit Card vs Essential Cashback Credit Card vs Amazon Platinum Covered Card vs Switch Cashback Credit Card
Compare Platinum Credit Card from Aafaq Islamic Finance, Essential Cashback Credit Card from Abu Dhabi Commercial Bank, Amazon Platinum Covered Card from…
Aafaq Islamic Finance
Platinum Credit Card
Abu Dhabi Commercial Bank
Essential Cashback Credit Card
- Salary
- AED 5,000
- Fee
- Free
- Reward
- 1%
Emirates Islamic
Amazon Platinum Covered Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- Up to 6%
Emirates Islamic
Switch Cashback Credit Card
- Salary
- AED 10,000
- Fee
- AED 313.95
- Reward
- Up to 8%
Side by side
Compare key facts
Platinum Credit CardAafaq Islamic FinanceEssential Cashback Credit CardAbu Dhabi Commercial BankAmazon Platinum Covered CardEmirates IslamicSwitch Cashback Credit CardEmirates Islamic
Rewards
Reward details
Platinum Credit Card
Welcome Bonus - AED 250 - AED 250 Welcome- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Eligibility
Minimum Salary
Platinum Credit CardAED 8,000•
Essential Cashback Credit CardAED 5,000↓
Amazon Platinum Covered CardAED 5,000↓
Switch Cashback Credit CardAED 10,000↑
Salary Transfer Required
Platinum Credit CardNot listed
Essential Cashback Credit CardNo
Amazon Platinum Covered CardNot listed
Switch Cashback Credit CardNot listed
Required Documents
Platinum Credit Card
Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate- Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
Essential Cashback Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate or Bank Statements - Proof of income - Latest 3 months bank statements or salary certificate
Amazon Platinum Covered Card
- Valid Emirates ID - Mandatory - A valid Emirates ID is required
- Salary Certificate - Mandatory - Latest salary certificate or proof of income
- Passport Copy - Mandatory - Copy of passport
- Bank Statements - Last 3 months - Latest 3 months bank statements
Switch Cashback Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate - Proof of income - Latest salary certificate or proof of income
- Bank Statements - Proof of financial stability - Latest 3 months bank statements
Fees and rates
Annual Fee
Platinum Credit CardAED 0↓
Essential Cashback Credit CardFree
Amazon Platinum Covered CardAED 0↓
Switch Cashback Credit CardAED 313.95↑
Joining Fee
Platinum Credit CardNot listed
Essential Cashback Credit Cardfree
Amazon Platinum Covered CardNot listed
Switch Cashback Credit CardNot listed
First Year Annual Fee
Platinum Credit CardNot listed
Essential Cashback Credit CardNot listed
Amazon Platinum Covered CardAED 0•
Switch Cashback Credit CardAED 0•
Foreign Transaction Fee
Platinum Credit Card2.5%•
Essential Cashback Credit Card2.99%↑
Amazon Platinum Covered Card2.34%↓
Switch Cashback Credit Card2.34%↓
APR
Platinum Credit Card47.88% APR↑
Essential Cashback Credit Card44.28% APR↓
Amazon Platinum Covered Card44.28% APR↓
Switch Cashback Credit Card44.28% APR↓
Cash Advance Fee
Platinum Credit CardAED 150↑
Essential Cashback Credit CardNot listed
Amazon Platinum Covered CardAED 3.15↓
Switch Cashback Credit CardAED 3.15↓
Late Payment Fee
Platinum Credit CardAED 230
Essential Cashback Credit CardNot listed
Amazon Platinum Covered CardNot listed
Switch Cashback Credit CardNot listed
Cashback and rewards
Cashback details
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Essential Cashback Credit Card
- 1% cashback on all purchasess
- Up to AED 1000 cashback every month
- 1% cashback on all purchases
- Up to AED 70 cashback per month on movies tickets purchased online
- Cashback on booking.com
- Transform daily spends into cashback
Amazon Platinum Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- Lower-entry Amazon cashback card with cinema and lounge benefits.
- The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
- Up to Up to 6%
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Rewards
Platinum Credit Card
Welcome Bonus - AED 250 - AED 250 Welcome- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Headline cashback
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Essential Cashback Credit Card
- 1% cashback on all purchasess
- Up to AED 1000 cashback every month
- 1% cashback on all purchases
- Up to AED 70 cashback per month on movies tickets purchased online
- Cashback on booking.com
- Transform daily spends into cashback
Amazon Platinum Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- Lower-entry Amazon cashback card with cinema and lounge benefits.
- The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
- Up to Up to 6%
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Welcome Bonus
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Essential Cashback Credit Card
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Amazon Platinum Covered Card
- Cashback
- Lounge
- Travel
- Cinema
- Islamic
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Travel
Airport Lounge Access
Platinum Credit CardYes
Essential Cashback Credit Cardmentioned
Amazon Platinum Covered Card4 complimentary visits worldwide
Switch Cashback Credit Cardmentioned
Valet Parking
Platinum Credit CardYes
Essential Cashback Credit CardNot listed
Amazon Platinum Covered CardNot listed
Switch Cashback Credit CardNot listed
Card Network
Platinum Credit CardMastercard
Essential Cashback Credit CardVisa
Amazon Platinum Covered CardMastercard
Switch Cashback Credit CardVisa
Card type
Sharia Compliant
Platinum Credit CardYes
Essential Cashback Credit CardNo
Amazon Platinum Covered CardYes
Switch Cashback Credit CardYes
Islamic
Platinum Credit CardNot listed
Essential Cashback Credit CardNo
Amazon Platinum Covered CardYes
Switch Cashback Credit CardYes
Other useful facts
Minimum Credit Limit
Platinum Credit CardNot listed
Essential Cashback Credit CardAED 3,000
Amazon Platinum Covered CardNot listed
Switch Cashback Credit CardNot listed
APR
Platinum Credit Card47.88%↑
Essential Cashback Credit Card44.28%↓
Amazon Platinum Covered Card44.28%↓
Switch Cashback Credit Card44.28%↓
Monthly purchase rate
Platinum Credit Card3.99%↑
Essential Cashback Credit Card3.69%↓
Amazon Platinum Covered CardNot listed
Switch Cashback Credit CardNot listed
Movie Benefit
Platinum Credit CardNot listed
Essential Cashback Credit CardNot listed
Amazon Platinum Covered CardUp to 2 "Buy 1 Get 1" complimentary movie tickets every month
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
Minimum Payment
Platinum Credit Card5% of monthly balance, minimum AED 100
Essential Cashback Credit Card5% or AED 100, whichever is higher
Amazon Platinum Covered Card5% of closing balance outstanding or AED 100, whichever is higher
Switch Cashback Credit Card5% of closing balance outstanding or AED 100, whichever is higher
Cashback Amount
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Essential Cashback Credit Card
- 1% cashback on all purchasess
- Up to AED 1000 cashback every month
- 1% cashback on all purchases
- Up to AED 70 cashback per month on movies tickets purchased online
- Cashback on booking.com
- Transform daily spends into cashback
Amazon Platinum Covered Card
- Cashback
- Enjoy unlimited cashback, and much more with the region's first Amazon card.
- Lower-entry Amazon cashback card with cinema and lounge benefits.
- The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
- Up to Up to 6%
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Minimum Spend
Platinum Credit CardAED 10,000
Essential Cashback Credit CardNot listed
Amazon Platinum Covered CardNot listed
Switch Cashback Credit CardNot listed
Spend Period Days
Platinum Credit Card60
Essential Cashback Credit CardNot listed
Amazon Platinum Covered CardNot listed
Switch Cashback Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Platinum Credit CardAafaq Islamic Finance | Essential Cashback Credit CardAbu Dhabi Commercial Bank | Amazon Platinum Covered CardEmirates Islamic | Switch Cashback Credit CardEmirates Islamic |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 8,000• | AED 5,000↓ | AED 5,000↓ | AED 10,000↑ |
| Salary Transfer Required | Not listed | No | Not listed | Not listed |
| Required Documents |
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| Fees and rates | ||||
| Annual Fee | AED 0↓ | Free | AED 0↓ | AED 313.95↑ |
| Joining Fee | Not listed | free | Not listed | Not listed |
| First Year Annual Fee | Not listed | Not listed | AED 0• | AED 0• |
| Foreign Transaction Fee | 2.5%• | 2.99%↑ | 2.34%↓ | 2.34%↓ |
| APR | 47.88% APR↑ | 44.28% APR↓ | 44.28% APR↓ | 44.28% APR↓ |
| Cash Advance Fee | AED 150↑ | Not listed | AED 3.15↓ | AED 3.15↓ |
| Late Payment Fee | AED 230 | Not listed | Not listed | Not listed |
| Cashback and rewards | ||||
| Cashback details |
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| Rewards |
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| Headline cashback |
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| Welcome Bonus |
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| Travel | ||||
| Airport Lounge Access | Yes | mentioned | 4 complimentary visits worldwide | mentioned |
| Valet Parking | Yes | Not listed | Not listed | Not listed |
| Card Network | Mastercard | Visa | Mastercard | Visa |
| Card type | ||||
| Sharia Compliant | Yes | No | Yes | Yes |
| Islamic | Not listed | No | Yes | Yes |
| Other useful facts | ||||
| Minimum Credit Limit | Not listed | AED 3,000 | Not listed | Not listed |
| APR | 47.88%↑ | 44.28%↓ | 44.28%↓ | 44.28%↓ |
| Monthly purchase rate | 3.99%↑ | 3.69%↓ | Not listed | Not listed |
| Movie Benefit | Not listed | Not listed | Up to 2 "Buy 1 Get 1" complimentary movie tickets every month | Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service |
| Minimum Payment | 5% of monthly balance, minimum AED 100 | 5% or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher |
| Cashback Amount |
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| Minimum Spend | AED 10,000 | Not listed | Not listed | Not listed |
| Spend Period Days | 60 | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Platinum Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 0 | AED 8,000 | 47.88% APR | Not listed | Cashback Lounge Dining Travel Cinema Islamic Low fee | Mastercard | Details | |
|
Essential Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 5,000 | 44.28% APR | 1% | CashbackLoungeDiningTravelCinemaIslamicLow fee | Visa | Details | |
|
Amazon Platinum Covered CardCashback · Lounge · Travel
|
Emirates Islamic | AED 0 | AED 5,000 | 44.28% APR | Up to 6% | CashbackLoungeTravelCinemaIslamicLow fee | Mastercard | Details | |
|
Switch Cashback Credit CardCashback · Lounge · Dining
|
Emirates Islamic | AED 313.95 | AED 10,000 | 44.28% APR | Up to 8% | CashbackLoungeDining Groceries FuelTravelCinemaLow fee | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.