A travel credit card can offer airline miles, lounge visits, hotel benefits or travel insurance. Choose it by the benefits you will use and the full yearly cost.
What this means for you
Premium travel cards can have higher salary requirements and annual fees. Lounge and insurance benefits may also have registration, spending or trip-payment conditions.
A simple way to decide
- 1 Choose your travel need
- 2 Check conditions
- 3 Compare yearly value
Before you apply
- Check foreign transaction fees as well as miles.
- Confirm which airports, airlines and guests are covered.
- Read insurance limits and exclusions before relying on the cover.
Words you may see
- Lounge visit
- One entry to an airport lounge. Guest entry may count separately.
- Miles
- Reward points used with an airline or travel programme. Their value can change.
- Foreign transaction fee
- A charge that may apply when you pay in another currency or outside the UAE.
Cards worth checking for this need
These are useful starting points from the cards in the comparison table. They are not paid placements or promises of approval.
The bank publishes cashback categories or rates
- Salary
- AED 5,000
- Annual fee
- AED 313.95
- Cashback
- 85% interest rate, 5% cashback, and benefits tailored for frequent spenders.
- Published reward
- Reward Points - Up to 10x Mashreq Vantage points on all spends - Earn up to 10x Mashreq Vantage reward points on all spends
The published annual fee is zero or has a stated waiver
- Salary
- AED 40,000
- Annual fee
- AED 0
- Cashback
- Cashback - Up to 9% - Up to 9% cashback
- Published reward
- Cashback
The published salary requirement is lower than many alternatives here
- Salary
- AED 5,000
- Annual fee
- AED 300
- Cashback
- 15% back on ADNOC spending including fuel
- Published reward
- 3% back on SALIK, DARB and Mawaqif
The bank publishes several rewards or benefits
- Salary
- AED 25,000
- Annual fee
- AED 1,000
- Cashback
- 8% cashback in SHARE points on mall spends
- Published reward
- 8% cashback in SHARE points at Carrefour
Official sources used
These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.
- FAB Credit Cards Service and Pricing GuideFirst Abu Dhabi Bank · Fees-and-charges
- FAB Rewards Terms and ConditionsFirst Abu Dhabi Bank · Terms-and-conditions
- Emirates Islamic credit cards KFSEmirates Islamic · Key-facts-statement
- Emirates Islamic credit cards KFS pageEmirates Islamic · Key-facts-page
- Mashreq cards KFSMashreq · Key-facts-statement
- Mashreq credit cards schedule of chargesMashreq · Schedule-of-fees
- Emirates NBD getallcards APIEmirates NBD · Source-feed
- Emirates NBD credit cards KFSEmirates NBD · Key-facts-statement
- ADCB Credit Cards KFSAbu Dhabi Commercial Bank · Key-facts-statement
- ADCB Terms and ConditionsAbu Dhabi Commercial Bank · Terms-and-conditions
- ADIB Covered Cards KFSAbu Dhabi Islamic Bank · Key-facts-statement
- ADIB Covered Cards Schedule of ChargesAbu Dhabi Islamic Bank · Schedule-of-charges
- Dubai First Credit Cards KFSDubai First · Key-facts-statement
- Dubai First fees and chargesDubai First · Schedule-of-fees