Salary or income protection insurance may pay a limited benefit after a covered event. It does not normally replace every lost salary in every situation.
What this means for you
Cover can depend on the reason income stopped, a waiting period, employment status, exclusions and the documents used for a claim.
A simple way to decide
- 1 Read covered events
- 2 Check waiting periods
- 3 Review limits and claims
Before you apply
- Check whether job loss, illness, disability or school fees are separate covers.
- Read exclusions for resignation, probation and pre-existing conditions.
- Check the maximum monthly payment and number of covered months.
Words you may see
- Minimum salary
- The lowest monthly income the bank publishes for that product. It does not guarantee approval.
- Salary transfer
- Your employer pays your salary into an account at that bank.
- Debt burden ratio
- The share of your income already used for loan and card payments.
What the published product data shows
The examples below use published fields from the insurance records in our catalogue. A blank field means we did not find a reliable published value.
Abu Dhabi Commercial BankIncome Protection Plan
- Eligibility
- UAE residents aged 18 to 64 with valid passport and visa copy
Commercial Bank InternationalCBI Term Life and Critical Illness Plan
Open the product page to review the available features and eligibility information.
First Abu Dhabi BankFAB Insurance
Open the product page to review the available features and eligibility information.
Citibank N. A.Citibank UAE Insurance Services
Open the product page to review the available features and eligibility information.
Dubai FirstDubai First Credit Shield
Open the product page to review the available features and eligibility information.
Abu Dhabi Islamic BankSchool Fees Protection Plan
- Cover term
- 24 hours worldwide
These examples are for comparison, not rankings or approval promises. Rates, fees and eligibility can change; use the linked official document for the latest terms.
Official sources used
These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.
- FAB personal banking feesFirst Abu Dhabi Bank · Fee-schedule-index
- ADCB Wealth Services schedule of feesAbu Dhabi Commercial Bank · Fee-schedule
- ADCB wealth services termsAbu Dhabi Commercial Bank · Terms-and-conditions
- ADIB Covered Card Takaful Protection key facts statementAbu Dhabi Islamic Bank · Key-facts-statement
- ADIB Personal Finance Takaful provisions and conditionsAbu Dhabi Islamic Bank · Terms-and-conditions
- Dubai First consolidated terms and conditionsDubai First · Terms-and-conditions
- Dubai First Master Credit Card ConditionsDubai First · Terms-and-conditions
- Citibank UAE current and savings accounts KFSCitibank N. A. · Key-facts-statement
- NBQ terms and conditionsNational Bank of Umm Al Qaiwain · Terms-and-conditions
- CBI Retail Banking Schedule of FeesCommercial Bank International · Fee-schedule
- CBI Account Services Key Facts StatementCommercial Bank International · Key-facts-statement
- FAB Insurance official product pageFirst Abu Dhabi Bank · Official-page
- Citibank UAE Insurance Services official product pageCitibank N. A. · Official-page
- Mbank Digital Insurance Marketplace official product pageAl Maryah Community Bank · Official-page