Product details
What you need to know
What to check
Understand Ghina Savings Account
Ghina Savings Account is a savings accounts product from Abu Dhabi Islamic Bank. Compare the minimum balance, interest or expected profit, payment frequency, withdrawal rules and account fees.
Published details
- Sharia Compliant: true
- Expected Profit Rate: 5.25% per year for the stated new-account offer
- Prize Linked: true
- Advertised Expected Profit Rate: 5.25% per annum for a new Ghina Savings Account; terms and conditions apply
- Profit Rate Notice: Actual future profit distribution rates may vary under the ADIB Banking Services Agreement
- Profit Calculation: Calculated monthly and credited monthly; the page also notes quarterly distribution continued until 1 August 2026
- Takaful Protection: Automatic Sharia-compliant Takaful enrolment at no additional cost; terms apply
- Debit Card: Free ADIB Visa Debit Card
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |