Product details
What you need to know
What to check
Understand SIB Personal Finance
SIB Personal Finance is a personal loans product from Sharjah Islamic Bank. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Minimum Salary: AED 5,000
- Salary Transfer Required: Yes
- Minimum Age: 21 years
- Maximum Maturity Age: 65 for UAE nationals; 60 for expatriates
- Maximum Finance Amount: AED 3,000,000
- Balance Transfer: true
- Sharia Compliant: true
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 5,000
- ✓You want cashback, islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You mainly want airline miles
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 5,000 | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |