Product details
What you need to know
What to check
Understand ruya Personal Finance
ruya Personal Finance is a personal loans product from Ruya Community Islamic Bank. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Minimum Salary: AED 5,000
- Shariah Compliant: true
- Finance Rate: Profit rate and payment terms are disclosed in the individual finance offer
- Minimum Age: 21 years
- Starting Flat Profit Rate: 2.90% per year
- Equivalent Starting Reducing Rate: Approximately 5.49% per year
- Flat Profit Rate From: 2.90% p.a.
- Reducing Profit Rate From: 5.49% p.a.
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 5,000
- ✓You want islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 5,000 | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |