Product details
What you need to know
What to check
Understand Emirates Islamic Personal Finance
Emirates Islamic Personal Finance is a personal loans product from Emirates Islamic. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Salary Transfer Required: Yes
- Sharia Compliant: true
- Minimum Age: 21 years
- Maximum Age At Maturity: 65 years for UAE nationals; 60 years for expatriates
- Advertised Flat Rate: From 2.59% for UAE nationals; 2.99% for expatriates
- Advertised Reducing Equivalent: Approximately 4.74% for UAE nationals; 5.47% for expatriates
- Flat Profit Rate Range: 2.00% to 10.00% p.a. indicative
- Apr Range: 2.38% to 10.38% indicative
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |