Product details
What you need to know
What to check
Understand DIB Personal Finance
DIB Personal Finance is a personal loans product from Dubai Islamic Bank. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Salary Transfer Required:
- Sharia Compliant: true
- Reducing Profit Rate Range: 5.99% to 21.99% per year
- First Instalment: Up to 240 days for eligible UAE nationals; up to 180 days for eligible expatriates
- Sharia Structure: Sukuk or approved Islamic structure
- Rate A P R Amount And Tenor: Customer-specific; refer to the current KFS and offer letter
- Maximum Tenure: 48 months
- Reducing Profit Rate: 5.99% to 21.99%
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |