Product details
What you need to know
What to check
Understand Bank of Sharjah Personal Loan
Bank of Sharjah Personal Loan is a personal loans product from Bank of Sharjah. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Eligibility: Salaried customers employed in the UAE
- Reducing Rate Range: 10% to 15% per year
- Early Settlement Fee: 1% of the settled amount, excluding VAT; available after 3 months
- Deferment Fee: AED 250
- Late Payment Fee: AED 200
- Cooling Off Period: 5 business days
- Reducing Interest Rate Range: 10% to 15% p.a.
- Processing Fee: AED 1
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |