Product details
What you need to know
What to check
Understand Al Masraf Personal Loan
Al Masraf Personal Loan is a personal loans product from Al Masraf. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Minimum Salary: AED 15,000
- Customer Type: UAE nationals and residents
- Eligibility: UAE nationals and UAE residents
- Minimum Age: 21 years
- Maximum Age At Maturity: 65 years
- Age Range: 21 to 65 years on the product page
- Interest Rate Range: Current rates page: UAE nationals 5.49%-11.49%; expatriates 5.71%-12.21% reducing p.a.
- Kfs Rate Range: 6.49%-14.49% fixed p.a. in the linked KFS; approved rate is customer-specific
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 15,000
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 15,000 | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |