Product details
What you need to know
What to check
Understand Mbank Ziyada Overdraft
Mbank Ziyada Overdraft is a personal loans product from Al Maryah Community Bank. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Minimum Salary: AED 1,500
- Salary Transfer Required: true
- Eligibility: Mbank current-account holder with salary transfer, good AECB record and approved employer
- Facility Type: Overdraft
- Salary Credits Required: 1 salary credit
- Interest Calculation: Daily on utilised outstanding balance; no interest when unused
- Setup Fee: AED 210
- Annual Renewal Fee: AED 210
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 1,500
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 1,500 | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |