Product details
What you need to know
What to check
Understand Al Hilal National Loan Scheme
Al Hilal National Loan Scheme is a personal loans product from Al Hilal Bank. Compare the reducing rate or APR, monthly payment, processing fee, early settlement charge, salary rule and total repayment.
Published details
- Nationality: UAE nationals only
- Existing Finance Date: Finance granted before May 2011
- Debt Burden Ratio: Above 50%; above 30% for pensioners
- Minimum Residual Tenure: Above 48 months; above 60 months for GHQ employees
- Target Debt Burden Ratio: 50%
- Salary Assignment: Irrevocable salary assignment until full settlement
- Additional Finance During Tenure: Not permitted
- Monthly profit rate: 3-month EIBOR
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |