Product details
What you need to know
What to check
Understand Invest Bank Home Loan
Invest Bank Home Loan is a home finance product from Invest Bank. Check the down payment, rate type, monthly payment, valuation, insurance, processing fees and total cost over the full term.
Published details
- Minimum Salary: AED 8,000
- Minimum Age: 21 years
- Eligibility: UAE national or expatriate legitimately working and residing in the UAE; minimum AECB score 541
- Maximum Income Multiple: Up to 8 times annual income for UAE nationals; up to 7 times for expatriates
- Variable Interest Rate: 1- or 3-month EIBOR plus 1.5% to 4.0% margin
- Initial Fixed Interest Rate: 3.5% to 6.5% p.a. for eligible hybrid variants
- Interest Calculation: Reducing balance; exact days in month / 365
- Property Insurance: 0.04% p.a. of property value
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 8,000
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 8,000 | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |