Product details
What you need to know
What to check
Understand Emirates NBD Home Loan
Emirates NBD Home Loan is a home finance product from Emirates NBD. Check the down payment, rate type, monthly payment, valuation, insurance, processing fees and total cost over the full term.
Published details
- Minimum Salary: AED 10,000
- Maximum Finance To Value: Up to 85% for UAE nationals; up to 80% for expatriates
- Minimum Down Payment: 15% for UAE nationals; 20% for expatriates
- Interest Rate Range: 3.99% to 9.99% p.a. indicative
- Apr Range: 4.09% to 10.07% indicative
- Early Settlement Fee: AED 1.05
- Partial Settlement Fee: AED 1.05
- Late Payment Fee: AED 420
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 10,000
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 10,000 | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |