Commercial Bank of Dubai

Home Finance

CBD Home Loan

Best for: Everyday banking

Quick verdict: Explore CBD Home Loan Home Finance. Compare eligibility, fees, rates, benefits and documents, then review official bank sources before choosing a UAE banking…

Minimum salary
Annual fee
Cashback
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Product details

What you need to know

What to check

Understand CBD Home Loan

CBD Home Loan is a home finance product from Commercial Bank of Dubai. Check the down payment, rate type, monthly payment, valuation, insurance, processing fees and total cost over the full term.

Published details

  • Minimum Age: 21 years
  • Maximum Age At Maturity: 65 years salaried; 70 years self-employed
  • Minimum Service: 6 months salaried; 3 years in business for self-employed applicants
  • Minimum Down Payment: 15% for UAE nationals; 20% for expatriates
  • Interest Rate Range: 3.99% to 10.00% p.a. indicative
  • Annual Free Prepayment: Up to 15% of outstanding balance
  • Minimum Salary Salaried: AED 12,000
  • Minimum Income Self Employed: AED 30,000

Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.

Simple guide

Should you consider this?

Consider this if

  • You can verify salary with the bank
  • You want everyday banking benefits
  • You want an official source link
  • You prefer higher-confidence source data

Compare more if

  • ×You may carry unpaid balance month to month
  • ×You need confirmed eligibility
  • ×You need a different reward type

Source proof

Important fields with sources

FieldValueSourceConfidence
Source confidenceHighOfficial pageHigh
Last checkedRecently checkedOfficial pageHigh

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