Product details
What you need to know
What to check
Understand Al Masraf Home Loan
Al Masraf Home Loan is a home finance product from Al Masraf. Check the down payment, rate type, monthly payment, valuation, insurance, processing fees and total cost over the full term.
Published details
- Minimum Salary: AED 15,000
- Property Type: Ready property
- Islamic Option Available: true
- Minimum Age: 21 years
- Maximum Age At Maturity: 75 years
- Age Range: 21 to 75 years on the product page; maturity limits in the KFS are 70 for UAE nationals and 60 for expatriates
- Eligibility: UAE nationals and UAE residents
- Pricing: Current rates page: 4.10%-6.10% fixed for first 3 years, then 3-month EIBOR + 1.99%-2.99%, subject to a 4.10%-6.10% floor
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 15,000
- ✓You want islamic benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 15,000 | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |