Product details
What you need to know
What to check
Understand Regular Interest Deposit
Regular Interest Deposit is a fixed deposits product from Abu Dhabi Commercial Bank. Compare the rate for your exact amount and term, how returns are paid, and what happens if you withdraw early.
Published details
- Expected Profit Rate: Up to 3.30% per year
- Profit Distribution: Regular interest payments
- Early Withdrawal: Within 3 months: no interest and paid interest is recovered; after 3 months: actual-tenor rate less 1% per year
- Eligibility: Available in AED; requires an ADCB Current or Savings Account for interest credit
- Interest Calculation: Annual simple interest using Actual/360; interest is not compounded during the term
- Premature Closure: No interest if closed within 3 months. After 3 months, 1% p.a. less than the rate applicable to the actual tenor applies for the actual days maintained.
- Auto Renewal: Optional, at the prevailing interest rate for the same tenure
- Minimum Deposit: AED 25,000
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓You can verify salary with the bank
- ✓You want everyday banking benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You need confirmed eligibility
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |