Product details
What you need to know
What to check
Understand Wio Personal Credit Card
Wio Personal Credit Card is a credit cards product from Wio Bank. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 0
- Minimum Salary: AED 5,000
- Headline cashback: Up to 2%
- Rewards Type: cashback
- Card Network: Mastercard
- Foreign Transaction Fee: 2% of purchase amount
- Card Variant: World
- Standard Annual Fee: AED 0
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 5,000
- ✓You want cashback, travel, low fee benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You mainly want airline miles
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 5,000 | Official page | High |
| Annual fee | AED 0 | Official page | High |
| Cashback | Up to 2% | Official page | High |
| Network | Mastercard | Official page | High |
| FX fee | 2% of purchase amount | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |