Product details
What you need to know
What to check
Understand Skywards Black Credit Card
Skywards Black Credit Card is a credit cards product from Emirates Islamic. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 5,775
- Minimum Salary: AED 35,000
- Rewards Type: Skywards Miles
- Card Network: Visa
- Foreign Transaction Fee: 1.84% plus scheme fee
- Airport Lounge Access: Unlimited access to 1,200+ lounges with a guest
- Skywards Miles Per U S D: up to 3.5
- Skywards Miles: Earn up to 3.5 Skywards Miles per USD spent
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 35,000
- ✓You want cashback, miles, lounge benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You mainly want airline miles
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 35,000 | Official page | High |
| Annual fee | AED 5,775 | Official page | High |
| Cashback | Skywards Miles | Official page | High |
| Lounge access | Unlimited access to 1,200+ lounges with a guest | Official page | High |
| Network | Visa | Official page | High |
| FX fee | 1.84% plus scheme fee | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |