Product details
What you need to know
What to check
Understand Emarati Credit Card
Emarati Credit Card is a credit cards product from Emirates Islamic. Compare the yearly fee, salary rule, APR, rewards and spending conditions. APR matters when you do not pay the full statement balance.
Published details
- Annual Fee: AED 0
- Minimum Salary: AED 12,000
- Rewards Type: EI SmartMiles
- Card Network: Visa
- Foreign Transaction Fee: 1.84% plus scheme fee
- Airport Lounge Access: mentioned
- Welcome Bonus: 100,000 EI SmartMiles
- Bank Name: Emirates Islamic
Offers and eligibility can change. Check the linked official page and any key facts statement or schedule of charges before applying.
Simple guide
Should you consider this?
Consider this if
- ✓Your salary is at least AED 12,000
- ✓You want miles, lounge, travel benefits
- ✓You want an official source link
- ✓You prefer higher-confidence source data
Compare more if
- ×You may carry unpaid balance month to month
- ×You do not meet the listed salary requirement
- ×You need a different reward type
Source proof
Important fields with sources
| Field | Value | Source | Confidence |
|---|---|---|---|
| Minimum salary | AED 12,000 | Official page | High |
| Annual fee | AED 0 | Official page | High |
| Cashback | EI SmartMiles | Official page | High |
| Lounge access | mentioned | Official page | High |
| Network | Visa | Official page | High |
| FX fee | 1.84% plus scheme fee | Official page | High |
| Source confidence | High | Official page | High |
| Last checked | Recently checked | Official page | High |