Etihad Guest credit cards earn miles for eligible spending. Compare the real earning rate, welcome-offer conditions, annual fee and how often you fly with Etihad before choosing one.
What this means for you
A large welcome offer may require minimum spending, and different purchases can earn miles at different rates. Miles can also expire or change in value.
A simple way to decide
- 1 Estimate yearly spend
- 2 Calculate usable miles
- 3 Subtract the annual fee
Before you apply
- Check the miles earned for local, international and Etihad spending.
- Read the spending deadline for any welcome offer.
- Check lounge, insurance and companion benefits separately.
Words you may see
- Annual fee
- The standard yearly charge for keeping the card.
- APR
- The yearly borrowing rate if you carry an unpaid card balance.
- KFS
- The Key Facts Statement: a bank document listing important fees, rates, and risks.
Cards worth checking for this need
These are useful starting points from the cards in the comparison table. They are not paid placements or promises of approval.
The bank publishes cashback categories or rates
- Salary
- AED 5,000
- Annual fee
- AED 1,000
- Cashback
- It features a cashback rate of 4%, and is designed for eligible customers seeking premium travel benefits with Islamic banking principles.
- Published reward
- Miles
The published annual fee is zero or has a stated waiver
- Salary
- AED 8,000
- Annual fee
- Free
- Published reward
- Miles
The bank publishes several rewards or benefits
- Salary
- AED 20,000
- Annual fee
- AED 2,625
- Cashback
- Cashback
- Published reward
- Up to 3.5 Miles per USD - Earn up to 3.5 Etihad Guest Miles per USD spent
Official sources used
These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.
- ADIB Covered Cards KFSAbu Dhabi Islamic Bank · Key-facts-statement
- ADIB Covered Cards Schedule of ChargesAbu Dhabi Islamic Bank · Schedule-of-charges
- FAB Credit Cards Service and Pricing GuideFirst Abu Dhabi Bank · Fees-and-charges
- FAB Rewards Terms and ConditionsFirst Abu Dhabi Bank · Terms-and-conditions
- Emirates Islamic credit cards KFSEmirates Islamic · Key-facts-statement
- Emirates Islamic credit cards KFS pageEmirates Islamic · Key-facts-page
- Emirates NBD getallcards APIEmirates NBD · Source-feed
- Emirates NBD credit cards KFSEmirates NBD · Key-facts-statement
- ADCB Credit Cards KFSAbu Dhabi Commercial Bank · Key-facts-statement
- ADCB Terms and ConditionsAbu Dhabi Commercial Bank · Terms-and-conditions