A current account is made for receiving money, paying bills and making frequent transactions. Compare the minimum salary or balance, fees and everyday access.
What this means for you
An account can be free only when you meet a salary-transfer or balance condition. Falling below it may cause a monthly fee.
A simple way to decide
- 1 Check entry rules
- 2 Add monthly fees
- 3 Compare daily banking
Before you apply
- Check salary transfer and minimum balance separately.
- Review debit card, ATM, cheque book and transfer fees.
- Confirm whether the account earns interest or profit, if that matters to you.
Words you may see
- Minimum balance
- The amount you may need to keep in the account to avoid a fee or receive a benefit.
- Term
- The agreed time your money stays in a fixed deposit.
- Early withdrawal
- Taking fixed-deposit money out before the term ends, which can reduce the return or create a charge.
What the published product data shows
The examples below use published fields from the current-accounts records in our catalogue. A blank field means we did not find a reliable published value.
Ajman BankAjman Bank Current Account
- Monthly fee
- AED 25
- Currency
- AED,USD,GBP,EUR
Dubai Islamic BankAl Islami Current Account
- Minimum balance
- No opening balance required
- Currency
- AED and supported foreign currencies
Doha BankDoha Bank UAE Current Account
- Minimum salary
- No minimum salary
- Minimum balance
- AED 3,000
- Monthly fee
- AED 25
- Interest or profit
- Nil
Al Maryah Community BankMbank Banky Account
- Minimum balance
- AED 0
- Monthly fee
- Free
- Currency
- AED
National Bank of FujairahNBF Classic Current Account
- Minimum salary
- AED 5,000
- Minimum balance
- AED 2,500
- Interest or profit
- No interest
Wio BankWio Personal Salary Plan
- Minimum salary
- AED 15,000
- Monthly fee
- Free with qualifying salary transfer
These examples are for comparison, not rankings or approval promises. Rates, fees and eligibility can change; use the linked official document for the latest terms.
Official sources used
These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.
- FAB personal banking feesFirst Abu Dhabi Bank · Fee-schedule-index
- Mashreq NEO service chargesMashreq · Fee-schedule-index
- Mashreq account terms and conditionsMashreq · Terms-and-conditions-index
- Emirates Islamic Accounts KFSEmirates Islamic · Key-facts-statement
- Emirates Islamic Key InformationEmirates Islamic · Key-facts-index
- Emirates NBD Current Account official product pageEmirates NBD · Official-page
- ADCB Retail Banking Schedule of FeesAbu Dhabi Commercial Bank · Fee-schedule
- ADCB terms and conditionsAbu Dhabi Commercial Bank · Terms-and-conditions
- ADIB account and Islamic banking terms and conditionsAbu Dhabi Islamic Bank · Terms-and-conditions
- ADIB personal accounts key facts statementAbu Dhabi Islamic Bank · Key-facts-statement
- DIB 2-in-1 Account KFSDubai Islamic Bank · Key-facts-statement
- DIB Key Facts StatementsDubai Islamic Bank · Key-facts-index
- Standard Chartered UAE KFS download centreStandard Chartered · Key-facts-index
- Standard Chartered UAE service and price guideStandard Chartered · Fee-schedule